Sac County Real Estate Mortgage and Promissory Note Form (Iowa)
All Sac County specific forms and documents listed below are included in your immediate download package:
Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Sac County compliant document last validated/updated 10/10/2024
Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Sac County compliant document last validated/updated 8/2/2024
Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Included Sac County compliant document last validated/updated 11/7/2024
Promissory Note Form
Note that is secured by the Mortgage document.
Included Sac County compliant document last validated/updated 6/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Sac County compliant document last validated/updated 9/30/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Sac County compliant document last validated/updated 11/8/2024
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Sac County compliant document last validated/updated 6/12/2024
Residential Property Disclosure Statement Form
Required with residential property.
Included Sac County compliant document last validated/updated 11/21/2024
The following Iowa and Sac County supplemental forms are included as a courtesy with your order:
When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Sac County. The executed documents should then be recorded in the following office:
Sac County Recorder
100 NW State St / PO Box 2, Sac City, Iowa 50583
Hours: 8:00am - 4:30pm M-F
Phone: (712) 662-7789
Local jurisdictions located in Sac County include:
- Auburn
- Early
- Lake View
- Nemaha
- Odebolt
- Sac City
- Schaller
- Wall Lake
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Sac County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Sac County using our eRecording service.
Are these forms guaranteed to be recordable in Sac County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Sac County including margin requirements, content requirements, font and font size requirements.
Can the Real Estate Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Sac County that you need to transfer you would only need to order our forms once for all of your properties in Sac County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Sac County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Sac County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Our Promise
The documents you receive here will meet, or exceed, the Sac County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Sac County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Jubal T.
November 27th, 2024
This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!
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Michael S.
November 27th, 2024
Recording a Warranty Deed with Mohave County AZ was easy and efficient by using Deeds.com. I will be using their service for all of my e-filing going forward. Thank you Deeds.com!!!!
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Zennell W.
November 24th, 2024
Quick fast and easy transaction.
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Kenneth J.
May 5th, 2022
I thought the forms were good but expensive, Spending almost 30 dollars for a 3 page form was a stiff price to pay. I won't be getting any more
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ALAN C.
April 22nd, 2019
Everything was as advertised, and easily downloaded.
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GEORGE Q.
May 9th, 2019
Assistance from the associate was good. He told me what I needed to hear and took the time to look up deeds that I was looking for. Though the deed was not available he gave me recommendation on my future calls to ask. Great personality and very helpful.
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DAVID S.
January 16th, 2019
I was very impressed with the speed at which information was retrieved on my very first search. Unfortunately, the county we were looking for is behind times and has not digitized its information. I will be using Deeds.Com again and appreciate that I was not charged for no information being returned back. Thank You
David S
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Kenny H.
January 14th, 2020
The forms are extremely helpful. They could use some updating. Promissory note "...in the form of cash, check or money order." is a bit outdated. My note is with my son and we have an automatic bank transfer set up for payments. He could Venmo me. There are many other options and likely to be more changes in the future, so I know this is difficult to maintain.
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John C.
May 30th, 2023
So far it's OK but have not filed it with the the county so can't say if it will be what they want
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Kerianne B.
June 25th, 2021
I would definitely recommend Deeds.com. It was so easy! I wish we knew about them a long time ago.
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Marcus W.
July 14th, 2022
I was very pleased and satisfied with the ease of use, expeditious turnaround and costs involved to eRecord my documentation to the Probate Court. I live in another city and state and your service allowed me to get what I needed done. in a matter of a few hours from the time I submitted my package for filing, within an hour. I received noted and stamped confirmation from the county clerks office the document was now on file with them. I highly recommend Deeds.com and will be utilizing your online services for any future legal documentation.
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Norma G.
May 9th, 2019
Thank you! This is very helpful
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Andrew F.
August 18th, 2022
The process was terrific. Much better than hiring someone local to process deeds, as deeds.com got back to me right away with corrections before submitting.
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William N.
July 16th, 2019
Every thing worked perfectly.
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August 16th, 2022
Deeds.com served my needs perfectly providing a form for a very reasonable price. Every other site was double or more. The form was easy to complete and I like that I can access it if I need to make changes. I had contacted a paralegal to prepare this form for me and she quoted $150. I saved time and money with Deeds.com.
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