Pottawattamie County Real Estate Mortgage and Promissory Note Form (Iowa)

All Pottawattamie County specific forms and documents listed below are included in your immediate download package:

Real Estate Mortgage Form

Pottawattamie County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Pottawattamie County compliant document last validated/updated 5/17/2024

Real Estate Mortgage Guidelines

Pottawattamie County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Pottawattamie County compliant document last validated/updated 3/14/2024

Completed Example of a Real Estate Mortgage Document

Pottawattamie County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.
Included Pottawattamie County compliant document last validated/updated 3/27/2024

Promissory Note Form

Pottawattamie County Promissory Note Form

Note that is secured by the Mortgage document.
Included Pottawattamie County compliant document last validated/updated 6/24/2024

Promissory Note Guidelines

Pottawattamie County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Pottawattamie County compliant document last validated/updated 7/1/2024

Completed Example of the Promissory Note Document

Pottawattamie County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Pottawattamie County compliant document last validated/updated 5/24/2024

Annual Accounting Statement Form

Pottawattamie County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Pottawattamie County compliant document last validated/updated 6/12/2024

Residential Property Disclosure Statement Form

Pottawattamie County Residential Property Disclosure Statement Form

Required with residential property.
Included Pottawattamie County compliant document last validated/updated 6/5/2024

When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Pottawattamie County. The executed documents should then be recorded in the following office:

Pottawattamie County Recorder

Courthouse - 227 S 6th St, Council Bluffs, Iowa 51501

Hours: 8:00 AM - 3:30 PM Real Estate Filings

Phone: (712) 328-5612

Local jurisdictions located in Pottawattamie County include:

  • Avoca
  • Carson
  • Carter Lake
  • Council Bluffs
  • Crescent
  • Hancock
  • Honey Creek
  • Macedonia
  • Mc Clelland
  • Minden
  • Neola
  • Oakland
  • Shelby
  • Treynor
  • Underwood
  • Walnut

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Pottawattamie County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Pottawattamie County using our eRecording service.
Are these forms guaranteed to be recordable in Pottawattamie County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Pottawattamie County including margin requirements, content requirements, font and font size requirements.

Can the Real Estate Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Pottawattamie County that you need to transfer you would only need to order our forms once for all of your properties in Pottawattamie County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Iowa or Pottawattamie County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Pottawattamie County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Our Promise

The documents you receive here will meet, or exceed, the Pottawattamie County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Pottawattamie County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4355 Reviews )

MARY LACEY M.

July 1st, 2024

The service provided by the staff at Deeds.com is consistently excellent with prompt replies and smooth recording transactions. I am grateful to have their service available as driving to downtown Phoenix to record documents is always a daunting prospect. Their assistance in recording our firm's documents has been 100% accurate and a pleasure.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Julie P.

June 30th, 2024

Quick & easy to use. Spoke a lawyer and saved hundreds by doing it myself.

Reply from Staff

Thank you for your feedback Julie, we appreciate you.

Caroline E.

June 28th, 2024

Very easy!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Theresa T.

October 31st, 2020

Great source easy to use.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Yvette G.

February 18th, 2021

We were extremely satisfied with DEEDS.COM. We spent countless hours trying to contact the Queens County Clerk's Office without succeeding to get through. We needed to obtain an Executor's Deed to transfer the name on my beloved deceased father's property to my name as the executrix of his will. DEEDS.COM is the most efficient and painless way to get the forms you need. To top it all off, they send you, free of charge, additional forms that you may need for your filing purposes.
We are truly thankful for their kind assistance!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

luisana w.

September 9th, 2022

Super easy, excellente

Reply from Staff

Thank you!

susanne y.

July 13th, 2020

wonderful service, docs recorded with no issues.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Bradley B.

May 3rd, 2021

Just as advertised.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Taylor M.

July 18th, 2020

Service is good. The website isn't very user friendly and could use some updating. Overall I'm happy with the service.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Biagio V.

July 16th, 2022

Process was quick , through and completed with no problems. Excellent service for the price involved.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kevin M.

January 31st, 2022

Thought I knew what I was doing but it turns out I was in way over my head. Thankfully customer service pointed me in the right direction to get the help I needed.

Reply from Staff

Glad to hear you are seeking the assistance you need. Have a wonderful day.

Chrystal L.

February 25th, 2023

Excellent! Follow the prompts for easy access. Forms readily available. Thanks!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kenneth K.

October 8th, 2019

It was fast and easy to use.

Reply from Staff

Thank you!

Nancy C.

August 2nd, 2019

So easy and documents downloaded in a flash. Highly recommended. Just gotta fill out and submit done. Thank You

Reply from Staff

Thank you!

Mary H.

July 27th, 2022

Great source for forms acceptable to the county.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!