Pocahontas County Real Estate Mortgage and Promissory Note Form (Iowa)
All Pocahontas County specific forms and documents listed below are included in your immediate download package:
Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Pocahontas County compliant document last validated/updated 10/10/2024
Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Pocahontas County compliant document last validated/updated 8/2/2024
Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Included Pocahontas County compliant document last validated/updated 11/7/2024
Promissory Note Form
Note that is secured by the Mortgage document.
Included Pocahontas County compliant document last validated/updated 6/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Pocahontas County compliant document last validated/updated 9/30/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Pocahontas County compliant document last validated/updated 11/8/2024
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Pocahontas County compliant document last validated/updated 6/12/2024
Residential Property Disclosure Statement Form
Required with residential property.
Included Pocahontas County compliant document last validated/updated 11/21/2024
The following Iowa and Pocahontas County supplemental forms are included as a courtesy with your order:
When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Pocahontas County. The executed documents should then be recorded in the following office:
Pocahontas County Recorder
99 Court Sq, Pocahontas, Iowa 50574
Hours: 8:00am to 4:30pm M-F
Phone: (712) 335-4404
Local jurisdictions located in Pocahontas County include:
- Fonda
- Havelock
- Laurens
- Palmer
- Plover
- Pocahontas
- Rolfe
- Varina
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Pocahontas County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Pocahontas County using our eRecording service.
Are these forms guaranteed to be recordable in Pocahontas County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Pocahontas County including margin requirements, content requirements, font and font size requirements.
Can the Real Estate Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Pocahontas County that you need to transfer you would only need to order our forms once for all of your properties in Pocahontas County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Pocahontas County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Pocahontas County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Our Promise
The documents you receive here will meet, or exceed, the Pocahontas County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Pocahontas County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4437 Reviews )
Jubal T.
November 27th, 2024
This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!
We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.
Michael S.
November 27th, 2024
Recording a Warranty Deed with Mohave County AZ was easy and efficient by using Deeds.com. I will be using their service for all of my e-filing going forward. Thank you Deeds.com!!!!
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Zennell W.
November 24th, 2024
Quick fast and easy transaction.
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Julie A.
November 23rd, 2021
This process was so easy. I am pleased with efficiency and ease of it all.
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Shabaz W.
June 5th, 2020
Very convenient
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Deborah D.
June 1st, 2023
What I thought was gonna be a long drawn out tedious process was literally 10min tops... The help was quick and a load off. Thanks y'all.
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Johanna R.
April 21st, 2022
As soon as payment was received the forms were downloaded, printed and were useable. The guide was helpful and I was able to get my forms filled out and filed with no problem here in Linn County Oregon. I would recommend the site to anyone.
Thank you for your feedback. We really appreciate it. Have a great day!
Shane T.
March 7th, 2020
The Transfer on Death Deed form package was very good. But like anything, could use some improvements.
There is not enough space to fill more than one beneficiary with any level of additional detail like "as his sole and separate property"
The area for the legal description could be a bit bigger and potentially fit many legal descriptions. Or it could be made to simply say "See Exhibit A" as is likely necessary for most anyway.
The guide should indicate what "homestead property" means so the user doesn't have to research the legal definition. (which turns out to be obvious, at least in my state, if you live there, it's your homestead.)
It would be helpful if an "Affidavit of Death" form were included in the package for instances where the current deed hasn't been updated to reflect a widowed owner as the sole owner before recording with only the one signature.
Thank you for your feedback. We really appreciate it. Have a great day!
David D.
January 28th, 2021
Forms were quick to receive and appear to be what I need to complete our task.
Thank you for your feedback. We really appreciate it. Have a great day!
John G.
March 28th, 2020
Applied for my Notice of Commencement to be recorded and it went very smoothly and fast. Will use again if a need irises. Thank You
Thank you for your feedback John, glad we could help.
Hideo K.
September 12th, 2023
Very prompt and satisfied with the service.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Kasie K.
May 15th, 2020
This was such an easy transaction and quicker than if I went to the recording office. During this time of COVID19 and not being able to record documents in person it helped us to get what we needed and quickly.
Thank you!
Thank you!
Sylvia Y.
September 2nd, 2020
Fantastic forms! So nice to have them formatted correctly for our county, the recorder here can be very picky with the margins. No issues at all.
Thank you for your feedback. We really appreciate it. Have a great day!
Betty S.
May 2nd, 2022
Thank you for the excellent and complete layout of all forms needed to complete the Affidavit of Death and Heirship, including the notarial officer and an example of how these forms should be completed. This method definitely saves time and money and an answer to my family's Prayers.
Thank you for your feedback. We really appreciate it. Have a great day!
Judie G.
February 2nd, 2022
Review: Forms are on point, to the point, and cover the vast majority of situations. Would not suggest if your deal is overly complicated but most situations are not complicated at all.
Thank you!