Palo Alto County Real Estate Mortgage and Promissory Note Form (Iowa)
All Palo Alto County specific forms and documents listed below are included in your immediate download package:
Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Palo Alto County compliant document last validated/updated 10/10/2024
Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Palo Alto County compliant document last validated/updated 8/2/2024
Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Included Palo Alto County compliant document last validated/updated 11/7/2024
Promissory Note Form
Note that is secured by the Mortgage document.
Included Palo Alto County compliant document last validated/updated 6/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Palo Alto County compliant document last validated/updated 9/30/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Palo Alto County compliant document last validated/updated 11/8/2024
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Palo Alto County compliant document last validated/updated 6/12/2024
Residential Property Disclosure Statement Form
Required with residential property.
Included Palo Alto County compliant document last validated/updated 11/21/2024
The following Iowa and Palo Alto County supplemental forms are included as a courtesy with your order:
When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Palo Alto County. The executed documents should then be recorded in the following office:
Palo Alto County Recorder
Courthouse - 1010 Broadway / PO Box 248, Emmetsburg, Iowa 50536
Hours: 8 a.m. - 4 p.m. Monday-Friday
Phone: (712) 852-3701
Local jurisdictions located in Palo Alto County include:
- Ayrshire
- Curlew
- Cylinder
- Emmetsburg
- Graettinger
- Mallard
- Ruthven
- West Bend
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Palo Alto County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Palo Alto County using our eRecording service.
Are these forms guaranteed to be recordable in Palo Alto County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Palo Alto County including margin requirements, content requirements, font and font size requirements.
Can the Real Estate Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Palo Alto County that you need to transfer you would only need to order our forms once for all of your properties in Palo Alto County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Palo Alto County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Palo Alto County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Our Promise
The documents you receive here will meet, or exceed, the Palo Alto County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Palo Alto County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4437 Reviews )
Jubal T.
November 27th, 2024
This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!
We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.
Michael S.
November 27th, 2024
Recording a Warranty Deed with Mohave County AZ was easy and efficient by using Deeds.com. I will be using their service for all of my e-filing going forward. Thank you Deeds.com!!!!
We are delighted to have been of service. Thank you for the positive review!
Zennell W.
November 24th, 2024
Quick fast and easy transaction.
We are grateful for your feedback and looking forward to serving you again. Thank you!
Kerrin S.
April 13th, 2020
This was so efficient. Thank you for offering this service!
Thank you for your feedback. We really appreciate it. Have a great day!
Clarence O.
July 17th, 2020
Very easy process to record a Quit Claim Deed. Would definitely recommend!
Thank you!
Lydia E.
December 16th, 2021
Very intuitive to use and comprehensive enough for the most complex of cases.
Thank you!
Suzanne M.
December 17th, 2021
Easy to download this form. I will use it when the time comes to transfer title of my house.
Thank you for your feedback. We really appreciate it. Have a great day!
Dapo L.
June 3rd, 2021
The team is very responsive and gets the job done. Thank you.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
DAVID S.
January 16th, 2019
I was very impressed with the speed at which information was retrieved on my very first search. Unfortunately, the county we were looking for is behind times and has not digitized its information. I will be using Deeds.Com again and appreciate that I was not charged for no information being returned back. Thank You
David S
Thank you for your feedback. We really appreciate it. Have a great day!
Roxanne G.
April 16th, 2023
That was easy(I think). Hopefully they saved to my computer intact so I don't have to come back begging for a repeat. Great service!
Thank you!
Annette H.
September 8th, 2022
Deeds.com has done a wonderful job! They are quick to get back to me either with the Deed or reason why there is no Deed. You have saved me so much time using your services that I hope to keep using them for years to come! Thank you!
Thank you!
Stephenie A.
January 11th, 2019
No review provided.
Thank you!
Stanley P.
February 14th, 2019
Fast accurate service
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Theresa T.
October 31st, 2020
Great source easy to use.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Daniel S.
February 11th, 2019
It was easy to find the forms I was looking for and the guided steps and examples of how to use the form were beneficial.
Thank you for your feedback. We really appreciate it. Have a great day!