Mills County Real Estate Mortgage and Promissory Note Form (Iowa)

All Mills County specific forms and documents listed below are included in your immediate download package:

Real Estate Mortgage Form

Mills County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Mills County compliant document last validated/updated 10/10/2024

Real Estate Mortgage Guidelines

Mills County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Mills County compliant document last validated/updated 8/2/2024

Completed Example of a Real Estate Mortgage Document

Mills County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.
Included Mills County compliant document last validated/updated 11/7/2024

Promissory Note Form

Mills County Promissory Note Form

Note that is secured by the Mortgage document.
Included Mills County compliant document last validated/updated 6/24/2024

Promissory Note Guidelines

Mills County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Mills County compliant document last validated/updated 9/30/2024

Completed Example of the Promissory Note Document

Mills County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Mills County compliant document last validated/updated 11/8/2024

Annual Accounting Statement Form

Mills County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Mills County compliant document last validated/updated 6/12/2024

Residential Property Disclosure Statement Form

Mills County Residential Property Disclosure Statement Form

Required with residential property.
Included Mills County compliant document last validated/updated 11/21/2024

When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Mills County. The executed documents should then be recorded in the following office:

Mills County Recorder

Courthouse - 418 Sharp St, Glenwood, Iowa 51534

Hours: 8:00 to 4:30 M-F

Phone: (712) 527-9315

Local jurisdictions located in Mills County include:

  • Emerson
  • Glenwood
  • Hastings
  • Henderson
  • Malvern
  • Mineola
  • Pacific Junction
  • Silver City

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Mills County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Mills County using our eRecording service.
Are these forms guaranteed to be recordable in Mills County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mills County including margin requirements, content requirements, font and font size requirements.

Can the Real Estate Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Mills County that you need to transfer you would only need to order our forms once for all of your properties in Mills County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Iowa or Mills County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Mills County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Our Promise

The documents you receive here will meet, or exceed, the Mills County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Mills County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 27th, 2024

This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!

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November 27th, 2024

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November 24th, 2024

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April 26th, 2019

Very easy to use.

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July 21st, 2020

Very disappointed that the Recording Information section did not state where to get the information required.

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September 15th, 2020

Trying to get a hold of someone in the office is very difficult. This made it so much easier, thank you!

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February 23rd, 2021

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Pamela C.

October 5th, 2022

It was easy to download. And your guide was informative as was the completed form for an example. But I wish that I had been able to edit the forms online and then print.

My handwritten info is just not as crisp.

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August 23rd, 2022

I got what I asked for, almost instantly.

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Daniel D.

June 3rd, 2019


Easier than I expected. I followed the downloaded examples step by step, and before I knew it, the form was completed correctly and good to go.

Thank you,
Daniel D.

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eduardo r.

June 29th, 2022

Very easy to fill out forms thank you very much

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Kirsten Z.

March 31st, 2021

Thank you! Including the Guide and completed example was especially helpful.

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Laura M.

November 12th, 2023

Very easy and I appreciate that when you hover over the blank, directions pop up and tell you what to put in that blank. I also appreciated that when I lost the original password, I sent an email and Deeds.com cancelled my order, refunded my account, so that I could start over.

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Steven C.

May 1st, 2019

Easy but a little overpriced

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Thomas B.

May 29th, 2020

My deeds were filed with Pinellas County Florida with a simple process and with no problems. 5 star for sure.

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