Lyon County Real Estate Mortgage and Promissory Note Form (Iowa)
All Lyon County specific forms and documents listed below are included in your immediate download package:
Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Lyon County compliant document last validated/updated 5/17/2024
Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Lyon County compliant document last validated/updated 3/14/2024
Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Included Lyon County compliant document last validated/updated 3/27/2024
Promissory Note Form
Note that is secured by the Mortgage document.
Included Lyon County compliant document last validated/updated 6/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Lyon County compliant document last validated/updated 7/1/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Lyon County compliant document last validated/updated 5/24/2024
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Lyon County compliant document last validated/updated 6/12/2024
Residential Property Disclosure Statement Form
Required with residential property.
Included Lyon County compliant document last validated/updated 6/5/2024
The following Iowa and Lyon County supplemental forms are included as a courtesy with your order:
When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Lyon County. The executed documents should then be recorded in the following office:
Lyon County Recorder
Courthouse - 206 S 2nd Ave, Rock Rapids, Iowa 51246
Hours: 8:00am to 4:30pm M-F
Phone: (712) 472-8528
Local jurisdictions located in Lyon County include:
- Alvord
- Doon
- George
- Inwood
- Larchwood
- Lester
- Little Rock
- Rock Rapids
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Lyon County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lyon County using our eRecording service.
Are these forms guaranteed to be recordable in Lyon County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lyon County including margin requirements, content requirements, font and font size requirements.
Can the Real Estate Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lyon County that you need to transfer you would only need to order our forms once for all of your properties in Lyon County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Lyon County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Lyon County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Our Promise
The documents you receive here will meet, or exceed, the Lyon County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lyon County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4355 Reviews )
MARY LACEY M.
July 1st, 2024
The service provided by the staff at Deeds.com is consistently excellent with prompt replies and smooth recording transactions. I am grateful to have their service available as driving to downtown Phoenix to record documents is always a daunting prospect. Their assistance in recording our firm's documents has been 100% accurate and a pleasure.
Thank you for your positive words! We’re thrilled to hear about your experience.
Julie P.
June 30th, 2024
Quick & easy to use. Spoke a lawyer and saved hundreds by doing it myself.
Thank you for your feedback Julie, we appreciate you.
Caroline E.
June 28th, 2024
Very easy!
Thank you for your feedback. We really appreciate it. Have a great day!
Robert B.
August 14th, 2021
The forms were easy to download and fill.
Thank you!
OLGA B.
March 17th, 2021
I just purchased the documents. I appreciate that they are accurate to the county and state I live in and all the forms to make it complete. Thank you so much for your assistance in a very chaotic situation.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Leesa N.
December 29th, 2022
Easy, Fast, Inexpensive and Responsive!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jerry E.
January 21st, 2022
7 stars!
Thank you!
John T.
May 5th, 2022
Great site, I was able to navigate with ease. We appreciate all those who contributed in making this possible
Thank you!
Tod F.
August 9th, 2019
In 15 minutes I had my out of state documents. I am very pleased with the ease of acquiring them. I will definitely be using Deeds.com again if the need arises.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Donna L.
October 17th, 2021
So far so good. Looks nice but a more condensed version, when the recorder charges by the page, should be offered.
Thank you for your feedback. We really appreciate it. Have a great day!
Andrew S.
October 14th, 2020
This is fast and easy.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
STEPHANIE S.
November 12th, 2020
The documents received and information provided to assist with the recording was exactly what was needed for a successful title transfer. I would highly recommend this site and will continue using it for future transactions.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Lawrence W.
January 17th, 2019
Great so Far!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Melanie K.
December 27th, 2019
Great service! Super easy to use! I used the service to download a deed notice to do a TOD on a property in Fairfax County, VA. Just a heads up that Fairfax County required me to add the last deed book and page # onto the deed notice but otherwise all was just as they required!
Thank you!
iris e.
April 11th, 2024
Easy to use website. customer service messages you back super quickly. They also double check your work and if anything is missing they message me right away. Price is reasonable. I highly recommend their services. 5 Star hands Down!!
We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.