Franklin County Real Estate Mortgage and Promissory Note Form (Iowa)

All Franklin County specific forms and documents listed below are included in your immediate download package:

Real Estate Mortgage Form

Franklin County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Franklin County compliant document last validated/updated 10/10/2024

Real Estate Mortgage Guidelines

Franklin County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 8/2/2024

Completed Example of a Real Estate Mortgage Document

Franklin County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.
Included Franklin County compliant document last validated/updated 11/7/2024

Promissory Note Form

Franklin County Promissory Note Form

Note that is secured by the Mortgage document.
Included Franklin County compliant document last validated/updated 6/24/2024

Promissory Note Guidelines

Franklin County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 9/30/2024

Completed Example of the Promissory Note Document

Franklin County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Franklin County compliant document last validated/updated 11/8/2024

Annual Accounting Statement Form

Franklin County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Franklin County compliant document last validated/updated 6/12/2024

Residential Property Disclosure Statement Form

Franklin County Residential Property Disclosure Statement Form

Required with residential property.
Included Franklin County compliant document last validated/updated 11/21/2024

When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Franklin County. The executed documents should then be recorded in the following office:

Franklin County Recorder

Courthouse - 12 First Ave NW / PO Box 26, Hampton, Iowa 50441

Hours: 8:00 to 4:00 Monday through Friday

Phone: (641) 456-5675

Local jurisdictions located in Franklin County include:

  • Alexander
  • Bradford
  • Chapin
  • Coulter
  • Geneva
  • Hampton
  • Latimer
  • Popejoy
  • Sheffield

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Franklin County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Franklin County using our eRecording service.
Are these forms guaranteed to be recordable in Franklin County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Franklin County including margin requirements, content requirements, font and font size requirements.

Can the Real Estate Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Franklin County that you need to transfer you would only need to order our forms once for all of your properties in Franklin County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Iowa or Franklin County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Franklin County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Our Promise

The documents you receive here will meet, or exceed, the Franklin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Franklin County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4437 Reviews )

Jubal T.

November 27th, 2024

This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!

Reply from Staff

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Michael S.

November 27th, 2024

Recording a Warranty Deed with Mohave County AZ was easy and efficient by using Deeds.com. I will be using their service for all of my e-filing going forward. Thank you Deeds.com!!!!

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November 24th, 2024

Quick fast and easy transaction.

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Rosie R.

November 22nd, 2021

LOVE THIS!! I am a REALTORand from time to time I have had to take documents for filing. I'm so glad I invested some time online researching eFiling services. The first few search results that populated required an expensive annual or monthly subscription. Luckily I continued to scroll and found Deeds.com. No annual or monthly subscription required. Just pay per use. I uploaded a ROL late one night and Deed.com had it eFiled the very next morning!!! They keep you updated throughout the process via email notifications which you click on the link provided in the email that directs you to your online portal to view the status and once your documents have been filed you can immediately download the filed of record documents including the receipt from the county in which the documents were filed. SO SIMPLE, CONVENIENT, & QUICK-THANK YOU DEEDS.com!!!

Reply from Staff

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Leonard S.

March 2nd, 2023

OK service

Reply from Staff

Thank you!

Billie W.

April 23rd, 2021

Excellent way to do this kind of transaction.

Reply from Staff

Thank you!

Cynthia H.

February 20th, 2023

The entire process was simple and easy, from purchasing, downloading and saving the documents.

Reply from Staff

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Timothy G.

May 16th, 2023

Very happy with the cost and with the speed in which the deed was recorded.

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Michael L.

February 28th, 2021

Easy and quick. I will always use this efficient service even if the recorders office opens again!

Reply from Staff

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Julia M.

June 26th, 2024

I live in AZ and have an existing beneficiary deed on my property. I needed to know the process of revoking a beneficiary deed. Your site was very helpful by providing the correct form and instructions for recording it. Thank you!

Reply from Staff

Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

Steve G.

August 21st, 2021

The forms were very easy to use. However, the Mercer County cover page is an older version. You can find the recent version on the county website.

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Rocio S.

March 4th, 2019

Great Help - very satisfied with the service - would recomend 100%

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Kerry H.

January 31st, 2019

Good experience - Just what I needed

Reply from Staff

Thank you Kerry, have an awesome day!

CHRISTIN P.

September 27th, 2019

Did not use site; too expensive.

Reply from Staff

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Robson A.

June 15th, 2021

Very easy & efficient to use! I would have had to drive an hour to the county office. So glad this worked instead!
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Reply from Staff

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