Cedar County Real Estate Mortgage and Promissory Note Form (Iowa)
All Cedar County specific forms and documents listed below are included in your immediate download package:
Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cedar County compliant document last validated/updated 10/10/2024
Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Cedar County compliant document last validated/updated 8/2/2024
Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Included Cedar County compliant document last validated/updated 11/7/2024
Promissory Note Form
Note that is secured by the Mortgage document.
Included Cedar County compliant document last validated/updated 6/24/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cedar County compliant document last validated/updated 9/30/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Cedar County compliant document last validated/updated 11/8/2024
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Cedar County compliant document last validated/updated 6/12/2024
Residential Property Disclosure Statement Form
Required with residential property.
Included Cedar County compliant document last validated/updated 11/21/2024
The following Iowa and Cedar County supplemental forms are included as a courtesy with your order:
When using these Real Estate Mortgage and Promissory Note forms, the subject real estate must be physically located in Cedar County. The executed documents should then be recorded in the following office:
Cedar County Recorder
Courthouse - 400 Cedar St, Suite 202, Tipton, Iowa 52772
Hours: 8:00 to 4:00 Monday through Friday
Phone: (563) 886-2230
Local jurisdictions located in Cedar County include:
- Bennett
- Clarence
- Durant
- Lowden
- Mechanicsville
- Stanwood
- Tipton
- West Branch
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cedar County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cedar County using our eRecording service.
Are these forms guaranteed to be recordable in Cedar County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cedar County including margin requirements, content requirements, font and font size requirements.
Can the Real Estate Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cedar County that you need to transfer you would only need to order our forms once for all of your properties in Cedar County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Cedar County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cedar County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Our Promise
The documents you receive here will meet, or exceed, the Cedar County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cedar County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Jubal T.
November 27th, 2024
This is the most comprehensive, helpful real estate tool I have seen. I was at first worried because the 330# didn’t have live operators but I received messages in my account as quickly as a conversation had by text and was able to download a deed and record it the same day in a county 1,300 miles away. Highly recommended!
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Michael S.
November 27th, 2024
Recording a Warranty Deed with Mohave County AZ was easy and efficient by using Deeds.com. I will be using their service for all of my e-filing going forward. Thank you Deeds.com!!!!
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November 24th, 2024
Quick fast and easy transaction.
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Rasheedah M.
October 9th, 2020
Excellent service. Received the exact quit claim form and additional information promptly. Thank you so much!
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James S.
January 21st, 2019
Order Process: 5 Stars - very easy
Material Received: 2 Stars
Issues:
1. Printing- Document would not print in format displayed. Format would continually shrink to approx 2/3 size thus not useable for formal doc submission to County Records office.
2. Document Format- Data insertion fields (addresses) were not of correct size for data input. I needed a 4 line input space but was limited to only 3 lines. Also, Date field (year) was mis-oriented in-so-much that the 3rd digit (inputted) overlapped on 2nd digit (pre-printed) and also was of noticeably different font.
3. Useability- Hand-written input space provided (for Notary) was deficient in space and spacing. It was a challenge to utilize the space available to complete fully and maintain legibility.
Overall - the document worked marginally as advertised, I did need to re-write the entire document myself. It is a good concept but I'd recommend that Deeds company improve the downloaded forms for actual useability, readability, functionability.
regards,
Jim S
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Stacey S.
January 27th, 2022
The system was easy to use and download my documents but the way the packages are set up it was confusing and I wish there was a way to delete an item from a package if you make a mistake.
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Roxanne G.
April 16th, 2023
That was easy(I think). Hopefully they saved to my computer intact so I don't have to come back begging for a repeat. Great service!
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Marilyn W.
April 25th, 2022
The Mineral Deed transfer form was pretty good. Could have used more info in the guide about where to find legal property descriptions and source of title. Also more space on the pdf for entering return addresses - there was room for only one; I needed three. I will be sending the form to the County Courthouse soon. I hope it works.
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Hilary C.
October 9th, 2020
Within 10 minutes I had my Deed!!! Fantastic!!!!
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Elijah H.
December 24th, 2018
Deeds.com worked very well for me. Very Simple packet. And my County uses the same website
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Jamal .
July 29th, 2020
So far so good!
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Brian O.
June 27th, 2020
It's an instant download. I was very pleased that it included instructions and any necessary additional forms. Much easier than spending 3 hours on a county assessor's website searching for every single form. A good deal and I don't know how Deeds.com keeps up with thousands of counties. The fillable .pdf capability is a great enhancement.
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Suhila C.
August 23rd, 2020
This site is awesome. It has everything I need to purchase and sell (transfer deed ownership) land and property. I cannot wait to get our new land and building for business. Thanks, Suhila
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Matilde A.
October 25th, 2021
Very easy to navigate... will be back to use!
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Randall S.
September 19th, 2021
I have had great success with this so far. The site had the correct forms and I was able complete the documents. It seems like a great resource!
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