Macon County Deed to Secure Debt and Promissory Note Form (Georgia)

All Macon County specific forms and documents listed below are included in your immediate download package:

Deed to Secure Debt

Macon County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Macon County compliant document last validated/updated 11/15/2024

Deed to Secure Debt Guidelines

Macon County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Macon County compliant document last validated/updated 7/5/2024

Completed Example-Deed to Secure Debt

Macon County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Macon County compliant document last validated/updated 10/15/2024

Waiver of Borrowers Rights Form

Macon County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Macon County compliant document last validated/updated 10/10/2024

Promissory Note Form

Macon County Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Macon County compliant document last validated/updated 8/2/2024

Promissory Note Guidelines

Macon County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Macon County compliant document last validated/updated 6/5/2024

Completed Example of the Promissory Note Document

Macon County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Macon County compliant document last validated/updated 11/12/2024

Annual Accounting Statement Form

Macon County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Macon County compliant document last validated/updated 11/7/2024

When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Macon County. The executed documents should then be recorded in the following office:

Clerk of Superior Court

121 South Sumter St / PO Box 337, Oglethorpe, Georgia 31068

Hours: 8:00am-5:00pm M-F

Phone: (478) 472-7661

Local jurisdictions located in Macon County include:

  • Ideal
  • Marshallville
  • Montezuma
  • Oglethorpe

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Macon County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Macon County using our eRecording service.
Are these forms guaranteed to be recordable in Macon County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Macon County including margin requirements, content requirements, font and font size requirements.

Can the Deed to Secure Debt and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Macon County that you need to transfer you would only need to order our forms once for all of your properties in Macon County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Georgia or Macon County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Macon County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Our Promise

The documents you receive here will meet, or exceed, the Macon County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Macon County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4434 Reviews )

James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

Thanks for the kind words James, glad we could help. Look forward to seeing you again.

Thomas G.

November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

Jimmy P.

November 20th, 2024

They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Roger E.

August 30th, 2019

I have not yet used the product, but am confident that I will like it, because of this prompt request for a product review.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

John Z.

April 14th, 2022

This was an easy to use program. Easy payment. documents are on my desktop ready to fill out. I will have to update after my property transfer.
Zuna

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Barbara G.

July 29th, 2019

I got what I needed very quickly. Thank you.

Reply from Staff

Thank you!

heather i.

December 5th, 2022

I don't pay very close attention to what I'm doing all the time which leads to mistakes. Deeds.com was helpful in correcting my error and getting me on my way.

Reply from Staff

Thank you!

jon m.

November 7th, 2019

Great last minute forms saved me a critical time when I had no access to my own resources. Five Star Customer service.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

John D.

September 1st, 2021

Very helpful and easy to use.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Mary B.

February 8th, 2023

Your information was orderly and very clear and helpful. Thanks!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Thomas F.

May 16th, 2019

Haven't filed yet but it seems everything I need is here. Easy process

Reply from Staff

Thank you!

Curtise L.

September 15th, 2021

Excellent experience. Quickly responded and was able to get us exactly what we needed!

Reply from Staff

Thank you!

Patricia G.

January 19th, 2021

Oh my goodness! Y'all are an answer to prayers! You provided all the forms necessary in one convenient packet, and at a VERY reasonable price! I can't thank y'all enough for helping my family & myself with what could've been a difficult and expensive situation! God bless you for your time and talent!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Larry B.

September 30th, 2020

Clear Directions; worked well.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Michael W.

January 25th, 2022

I needed a quitclaim deed to transfer ownership of a home. An attorney wanted $400.00 to file the deed. I downloaded a blank deed for my area from deeds.com. I received it instantly. (Small fee) it came with instructions and a template. I filled it out and submitted it to the County Clerks office.it was simple and I saved a lot of money. There may be other forms you need, check with whoever you are submitting the deed.
You'll have additional fees, but that is up to the municipality in which you reside. It will be helpful if you have the latest deed on file.
It was much easier than I thought. This is an easy website to navigate through and it is 100% legitimate. I recommend Deeds.com.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!