Gilmer County Deed to Secure Debt and Promissory Note Form (Georgia)
All Gilmer County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.
Included Gilmer County compliant document last validated/updated 11/15/2024
Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.
Included Gilmer County compliant document last validated/updated 7/5/2024
Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.
Included Gilmer County compliant document last validated/updated 10/15/2024
Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Gilmer County compliant document last validated/updated 10/10/2024
Promissory Note Form
Note that is secured by the Deed to Secure Debt
Included Gilmer County compliant document last validated/updated 8/2/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Gilmer County compliant document last validated/updated 6/5/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Gilmer County compliant document last validated/updated 11/12/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Gilmer County compliant document last validated/updated 11/7/2024
The following Georgia and Gilmer County supplemental forms are included as a courtesy with your order:
When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Gilmer County. The executed documents should then be recorded in the following office:
Clerk of Superior Court
1 Broad St, Room 102, Ellijay, Georgia 30540
Hours: 8:30 to 5:00 M-F
Phone: (706) 635-4462
Local jurisdictions located in Gilmer County include:
- Cherry Log
- East Ellijay
- Ellijay
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Gilmer County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Gilmer County using our eRecording service.
Are these forms guaranteed to be recordable in Gilmer County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Gilmer County including margin requirements, content requirements, font and font size requirements.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Gilmer County that you need to transfer you would only need to order our forms once for all of your properties in Gilmer County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Gilmer County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Gilmer County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Gilmer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Gilmer County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Magdy G.
July 13th, 2020
Very fast and efficient service. Everything was done online. Did not need any help.
Thank you!
A. S.
February 27th, 2019
First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.
Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!
Harry C.
February 11th, 2019
I got the wrong state and now they want to charge me again for the proper state.
My fault, BUT!!!!
Sorry to hear that Harry. We've gone ahead and canceled the order you made in error. Have a wonderful day.
John K.
September 3rd, 2021
The website was very easy to work. The documents were just what I needed and everything that my state and county required.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
John K.
December 28th, 2020
The sample completed form was a big help. While not exactly on point with my situation, it was enough to help me complete it on my own
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jenni R.
April 19th, 2023
Dry convenient and had just the form I needed and included directions, filled out sample form and other resources. Will recommend and use again if needed.
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Gerry H.
July 29th, 2020
Very good instruction for filling out the forms!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Maria M.
September 27th, 2023
The requested documents I needed were provided and also complete instructions on how to fill them out. I definitely will you this service again.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jose D.
January 27th, 2021
A little difficult in the beginning but with the messaging back and forth it was very simple and fast. Thank you for your help.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Stuart C.
April 29th, 2019
Quit, clear, simple...just the way it shouldbe! Thank you!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Dana G.
July 22nd, 2021
This service is WONDERUL. I spent 14 years trying to get a deed recorded properly. Deeds.com kept submitting and resubmitting after corrections until it was finally accepted. They did in one day what I couldn't get done in 14 years!
Thank you!
Christopher W.
July 29th, 2022
Completed in 1 day and no problems filing a deed in another county. Price was less than the gas I would have used, not to mention my time. Thanks
Thank you!