Polk County Mortgage Instrument and Promissory Note Form (Florida)
All Polk County specific forms and documents listed below are included in your immediate download package:
Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.
Included Polk County compliant document last validated/updated 12/11/2024
Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.
Included Polk County compliant document last validated/updated 11/4/2024
Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.
Included Polk County compliant document last validated/updated 12/3/2024
Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Included Polk County compliant document last validated/updated 12/4/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Polk County compliant document last validated/updated 12/11/2024
Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Polk County compliant document last validated/updated 7/4/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Polk County compliant document last validated/updated 7/19/2024
The following Florida and Polk County supplemental forms are included as a courtesy with your order:
When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Polk County. The executed documents should then be recorded in one of the following offices:
Clerk of Circuit Court - Official Records
255 N Broadway Ave, Bartow, Florida 33830
Hours: 8:00am - 5:00pm M-F
Phone: (863) 534-4516
Mail to: Clerk of Circuit Court - Official Records
P.O. Box 9000 Drawer CC-8 , Bartow, Florida 33831
Hours: for mailing purposes
Phone: N/A
Northeast Branch - NE Polk Co. Gov. Center
3425 Lake Alfred Rd, Winter Haven, Florida 33881
Hours: 8:00am - 5:00pm M-F
Phone: (863) 401-2400
Lakeland Branch
930 E Parker St, Rm 240, Lakeland, Florida 33801
Hours: 8:00am - 5:00pm M-F
Phone: (863) 603-6412
Local jurisdictions located in Polk County include:
- Alturas
- Auburndale
- Babson Park
- Bartow
- Bradley
- Davenport
- Dundee
- Eagle Lake
- Eaton Park
- Fort Meade
- Frostproof
- Haines City
- Highland City
- Homeland
- Indian Lake Estates
- Kathleen
- Kissimmee
- Lake Alfred
- Lake Hamilton
- Lake Wales
- Lakeland
- Lakeshore
- Loughman
- Mulberry
- Nalcrest
- Nichols
- Polk City
- River Ranch
- Waverly
- Winter Haven
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Polk County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Polk County using our eRecording service.
Are these forms guaranteed to be recordable in Polk County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Polk County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Instrument and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Polk County that you need to transfer you would only need to order our forms once for all of your properties in Polk County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Florida or Polk County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Polk County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Our Promise
The documents you receive here will meet, or exceed, the Polk County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Polk County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4447 Reviews )
Edward E.
December 22nd, 2024
Easy to use.
Your feedback is valuable to us and helps us improve. Thank you for sharing your thoughts!
MARISSA G.
December 22nd, 2024
I recomemed this webside
Thank you for your feedback. We really appreciate it. Have a great day!
Dennis F.
December 20th, 2024
The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.
Your feedback is a crucial part of our dedication to ongoing improvement. Thank you for your insightful comments.
willie jr t.
November 23rd, 2020
Awesome! Thanks so so much!
Thank you!
Charles C.
October 1st, 2020
Easy to use, fast!
Thank you!
Regina A.
February 19th, 2019
I needed to look for a recorded document and found what I was looking for. Thank you for the great service.
Thank you for your feedback. We really appreciate it. Have a great day!
Sinh L.
January 13th, 2020
Deeds.com did such a wonderful job that I had to leave a positive review. I did a deed retrieval and ran across some hiccups. Deeds.com was able to help me get my deed and even went beyond to help me have a more in depth understanding of it's title history. They responded quickly to all my messages. Great customer service. Definitely recommend! Thank you Deeds.com and thank you KVH.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
pete k.
February 11th, 2021
Excellent service and quick turnaround time.I ordered a copy of my property deed and I received a downloadable digital copy in about 10 to 15 minutes. Very impressed. Thank You
Thank you for your feedback. We really appreciate it. Have a great day!
Jacqueline B.
August 23rd, 2021
The service was very clear and direct. I was able to get everything I need right now.
Your website is set up well.
Thank you
Thank you for your feedback. We really appreciate it. Have a great day!
Robert W.
March 26th, 2020
Easier than I thought.
No problem
Nice service
Thank you!
TIFFANY B.
April 24th, 2024
THIS SERVICE IS AMAZING! IT SAVES ME SO MUCH TIME!
We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.
cosmin B.
March 19th, 2021
It's all good!!!!
Thank you!
Connie H.
January 18th, 2019
I really appreciated the detailed instructions provided with the document. The instructions made it easy to fill it out correctly. Filed the document with the courthouse the next day and have received confirmation that it has been filed.
Thanks Connie! Have a great day!
Kathy B.
November 24th, 2020
Works easy enough and good directions on the form, however no help when I got locked out. Had to do a completely new account name and email address.
Thank you!
Ben G.
September 21st, 2020
Faster AND less expensive than recording in person. Will be using again (and not just because of COVID).
Thank you!