Monroe County Mortgage Instrument and Promissory Note Form (Florida)

All Monroe County specific forms and documents listed below are included in your immediate download package:

Mortgage Instrument and Promissory Note Form

Monroe County Mortgage Instrument and Promissory Note Form

Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.
Included Monroe County compliant document last validated/updated 11/5/2024

Mortgage Instrument and Promissory Note Guide

Monroe County Mortgage Instrument and Promissory Note Guide

Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.
Included Monroe County compliant document last validated/updated 11/4/2024

Completed Example of the Mortgage Instrument and Promissory Note Document

Monroe County Completed Example of the Mortgage Instrument and Promissory Note Document

Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.
Included Monroe County compliant document last validated/updated 5/7/2024

Promissory Note Form

Monroe County Promissory Note Form

Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Included Monroe County compliant document last validated/updated 9/19/2024

Promissory Note Guidelines

Monroe County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Monroe County compliant document last validated/updated 8/30/2024

Completed Example of the Promissory Note

Monroe County Completed Example of the Promissory Note

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Monroe County compliant document last validated/updated 7/4/2024

Annual Accounting Statement Form

Monroe County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Monroe County compliant document last validated/updated 7/19/2024

When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Monroe County. The executed documents should then be recorded in one of the following offices:

Clerk of the Court - Key West

500 Whitehead St, Key West, Florida 33040

Hours: 8:30 to 5:00 M-F

Phone: (305) 294-4641

Marathon Office

3117 Overseas Highway, Marathon, Florida 33050

Hours: 8:30 to 5:00 M-F

Phone: (305) 292-3540

Plantation Key Office 1

88820 Overseas Highway, Plantation Key, Florida 33070

Hours: 8:30 to 5:00 M-F

Phone: (305) 852-7145

Plantation Key Office 2

50 High Point Rd, Plantation Key, Florida 33070

Hours: 8:30 to 5:00 M-F

Phone: (305) 852-7145

Local jurisdictions located in Monroe County include:

  • Big Pine Key
  • Islamorada
  • Key Colony Beach
  • Key Largo
  • Key West
  • Long Key
  • Marathon
  • Marathon Shores
  • Summerland Key
  • Tavernier

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Monroe County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Monroe County using our eRecording service.
Are these forms guaranteed to be recordable in Monroe County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Monroe County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Instrument and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Monroe County that you need to transfer you would only need to order our forms once for all of your properties in Monroe County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Florida or Monroe County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Monroe County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.

(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.

Our Promise

The documents you receive here will meet, or exceed, the Monroe County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Monroe County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Zennell W.

November 24th, 2024

Quick fast and easy transaction.

Reply from Staff

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James S.

November 21st, 2024

Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.

Reply from Staff

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November 21st, 2024

Wasn’t what I expected

Reply from Staff

Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.

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January 28th, 2021

I was a first-time customer to Deeds.com and was very pleased with my ability to navigate the site and find just what I needed in a very short time. Great value for the price.

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September 29th, 2021

Your website worked but I am waiting for answers for two questions.

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Paul W.

March 11th, 2022

Exceptionally easy site to navigate. Forms and related documents downloaded quickly and were helpful in completing the forms, which have already been filed with the County Registrar of Deeds. Many thanks for an extremely useful site!

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Sara M.

March 30th, 2022

Love these docs, and so does the recorder's office. Recording always goes so smooth, no issues ever. THANKS!!!

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NORA F.

May 19th, 2020

The guide was so helpful, really made filing out the form easy. Thanks!

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Cynthia B.

July 21st, 2023

So simple to e-record my two documents. The communication was fast and very helpful. Thank you so much!

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January 16th, 2021

It was easy and quick. Such a pleasure to use since we live out of town. So convenient. Definitely would recommend.

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Joan E S.

June 10th, 2022

appreciate the ease of finding a group of forms without the need for a lawyer--the time and expense--for a basic transfer of joint tenancy following a death.

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December 14th, 2019

User friendly and fast response time!!

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January 4th, 2021

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September 28th, 2019

Excellent software along with my other Will/Trust programs. I always use your program regarding deeds.

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July 29th, 2020

After over a month of turmoil and feeling like "you can't get there from here",you solved my problem in a little over an hour. Thank you!!

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