Highlands County Mortgage Instrument and Promissory Note Form (Florida)
All Highlands County specific forms and documents listed below are included in your immediate download package:
Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.
Included Highlands County compliant document last validated/updated 11/5/2024
Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.
Included Highlands County compliant document last validated/updated 11/4/2024
Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.
Included Highlands County compliant document last validated/updated 5/7/2024
Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Included Highlands County compliant document last validated/updated 9/19/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Highlands County compliant document last validated/updated 8/30/2024
Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Highlands County compliant document last validated/updated 7/4/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Highlands County compliant document last validated/updated 7/19/2024
The following Florida and Highlands County supplemental forms are included as a courtesy with your order:
When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Highlands County. The executed documents should then be recorded in the following office:
Highlands County Clerk of Courts
590 South Commerce Ave, Sebring, Florida 33870-3867
Hours: 8:00am to 5:00pm M-F
Phone: (863) 402-6596
Local jurisdictions located in Highlands County include:
- Avon Park
- Lake Placid
- Lorida
- Sebring
- Venus
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Highlands County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Highlands County using our eRecording service.
Are these forms guaranteed to be recordable in Highlands County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Highlands County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Instrument and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Highlands County that you need to transfer you would only need to order our forms once for all of your properties in Highlands County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Florida or Highlands County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Highlands County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Our Promise
The documents you receive here will meet, or exceed, the Highlands County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Highlands County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
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Jerome K.
July 2nd, 2021
Very Fast and simple process for finding documents and downloading
Thank you!
Katherine Y.
January 22nd, 2019
It was easy to use the form. The notary said it contained the most recent language which is also helpful.
Thanks Katherine!
Morgan K.
August 24th, 2021
When I brought this deed to the county assessor, they were so impressed that I had done it correctly on my first try, and said they wished everyone would do such a good job on their paperwork.
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Olga E.
March 20th, 2022
Oh my that was so easy. I love it. Awesome.
If someone needs help use the deeds.com
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Preston P.
January 12th, 2023
Filled my need for the documents needed. thank you, I am sure I will return soon.
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DAVID G.
February 1st, 2021
Extremely helpful -- logically presented -- great documentation...
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Elizabeth N.
April 3rd, 2019
I love how easy it is to understand and complete.
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D. Jeffrey C.
June 10th, 2024
Generally I find the process works well, and the support personnel on the other end are usually fairly helpful.
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Idiat A.
January 20th, 2023
Service was fast and easy to use. But let documents appear clearer next time.
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Sheri S.
May 25th, 2024
So happy to have found this site. It’s just what I was looking for.
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David T.
September 6th, 2022
This is a great service and terrific value. The form package provided (blank form, example form & set of instructions) was clear and easy to follow. Being able to complete the forms using the computer to insert the needed information saved countless hours. My completed form was accepted by the Clerk & Recorder office without any issue. Well worth the investment
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ALICIA G.
January 16th, 2022
To set the service was incredibly easy and the results came back very fast. Very reasonable price.
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