Navajo County Deed of Trust Form (Arizona)

All Navajo County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Navajo County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Navajo County compliant document last validated/updated 7/23/2024

Deed of Trust Guidelines

Navajo County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Navajo County compliant document last validated/updated 7/23/2024

Completed Example of the Deed of Trust

Navajo County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Navajo County compliant document last validated/updated 10/21/2024

Promissory Note Form

Navajo County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Navajo County compliant document last validated/updated 10/4/2024

Promissory Note Guidelines

Navajo County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Navajo County compliant document last validated/updated 10/14/2024

Completed Example of the Promissory Note

Navajo County Completed Example of the Promissory Note

This Arizona Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Navajo County compliant document last validated/updated 10/14/2024

Subordination Clauses

Navajo County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to D.O.T. as an addendum or rider.
Included Navajo County compliant document last validated/updated 8/15/2024

Annual Accounting Statement

Navajo County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Navajo County compliant document last validated/updated 11/14/2024

When using these Deed of Trust forms, the subject real estate must be physically located in Navajo County. The executed documents should then be recorded in the following office:

Recorder's Office

100 East Code Talkers Dr, South Hwy 77 / PO Box 668, Holbrook, Arizona 86025

Hours: Monday thru Friday 8:00 am until 4:30 pm

Phone: 928-524-4194

Local jurisdictions located in Navajo County include:

  • Blue Gap
  • Cibecue
  • Clay Springs
  • Fort Apache
  • Heber
  • Holbrook
  • Hotevilla
  • Indian Wells
  • Joseph City
  • Kayenta
  • Keams Canyon
  • Kykotsmovi Village
  • Lakeside
  • Overgaard
  • Pinedale
  • Pinetop
  • Pinon
  • Polacca
  • Second Mesa
  • Shonto
  • Show Low
  • Snowflake
  • Sun Valley
  • Taylor
  • White Mountain Lake
  • Whiteriver
  • Winslow
  • Woodruff

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Navajo County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Navajo County using our eRecording service.
Are these forms guaranteed to be recordable in Navajo County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Navajo County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Navajo County that you need to transfer you would only need to order our forms once for all of your properties in Navajo County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Arizona or Navajo County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Navajo County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

In Arizona, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages such as but not limited to:
(1. Physical abuse to or destruction of the trust property, or any portion thereof.)
(2. Waste.)
(3. Impairment of the security provided by the trust deed.) 33-806

This Deed of Trust states:
Trustor (Borrower) shall take reasonable care of the Subject Real Property and the buildings thereon and shall maintain them in good repair and condition as at the original date of this Deed of Trust, ordinary depreciation excepted.

Right to Inspect Subject Real Property. At all convenient and reasonable times, upon prior notice to Trustor, Beneficiary or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed.

Event of Default. Each of the following shall be considered an event of default of this Deed of Trust:
a. The failure of Trustor to make any payment due hereunder or under the Note on or before the due date thereof;
b. The failure of Trustor to perform any duty required by this Deed of Trust or the Note.
c. The sale or attempted sale of the Subject Real Property by Trustor without the prior written consent of Beneficiary;
d. Encumbrance of the Subject Real Property whether voluntary or involuntary by any lien or deed of trust without the prior written consent of Beneficiary;
e. Unless approved by Trustee in writing any Lease or attempted lease or rental of the Subject Real Property that is inconsistent with Trustor's use and occupancy of the Subject Real Property as Trustor's principal residence. (Add 1-4 Rider for Rental Property)
f. The removal or attempted removal by Trustor of any property included in the Subject Real Property without the consent of Beneficiary;
g Abandonment of the Subject Real Property by Trustor;
h. The filing, execution or occurrence of:
1- A petition in bankruptcy by or against Trustor;
2- Adjunction of Trustor as a bankrupt or insolvent, or insolvency in the bankruptcy equity sense.

This Deed of Trust has stringent default terms and conditions, mostly used by investors or parties selling and financing a real property. Can be used for Condominiums and Rental property.

(Arizona Deed of Trust Package includes form, guidelines, completed example, promissory note form, guide, completed example, subordination clause forms, and annual accounting statement form)

Our Promise

The documents you receive here will meet, or exceed, the Navajo County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Navajo County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 21st, 2024

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