Sumter County Contract for Deed Form (Alabama)

All Sumter County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Sumter County Contract for Deed Form

Fill in the blank Contract for Deed form formatted to comply with all Alabama recording and content requirements.
Included Sumter County compliant document last validated/updated 6/19/2024

Contract for Deed Guide

Sumter County Contract for Deed Guide

Line by line guide explaining every blank on the Contract for Deed form.
Included Sumter County compliant document last validated/updated 9/17/2024

Completed Example of the Contract for Deed Document

Sumter County Completed Example of the Contract for Deed Document

Example of a properly completed Alabama Contract for Deed document for reference.
Included Sumter County compliant document last validated/updated 7/25/2024

Annual Accounting Statement Form

Sumter County Annual Accounting Statement Form

Fill in the blank form, used for fiscal year reporting.
Included Sumter County compliant document last validated/updated 10/28/2024

When using these Contract for Deed forms, the subject real estate must be physically located in Sumter County. The executed documents should then be recorded in the following office:

Probate Office

County Courthouse Annex - 115 Marshall St / PO Box 1040, Livingston, Alabama 35470

Hours: 8:00 to 4:00 M-F

Phone: (205) 652-7281

Local jurisdictions located in Sumter County include:

  • Bellamy
  • Cuba
  • Emelle
  • Epes
  • Gainesville
  • Livingston
  • Panola
  • York

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Sumter County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Sumter County using our eRecording service.
Are these forms guaranteed to be recordable in Sumter County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Sumter County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Sumter County that you need to transfer you would only need to order our forms once for all of your properties in Sumter County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Alabama or Sumter County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Sumter County Contract for Deed forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A contract for deed, also known as a land contract or installment sale agreement, is an alternative financing arrangement for buying property, where the seller finances the purchase rather than the buyer obtaining a loan from a third-party lender. In Alabama, as in other states, this type of contract involves the buyer making payments directly to the seller over a period until the full purchase price is paid, after

1. Seller Financing: The primary function of a Contract for Deed is to provide an alternative financing option where the seller acts as the lender. The buyer makes payments directly to the seller over an agreed-upon period instead of obtaining a loan from a bank or mortgage company.

2. Transfer of Ownership: Unlike traditional real estate transactions where ownership is transferred immediately upon the close of the sale, in a Contract for Deed, the legal title remains with the seller until all payments under the contract have been completed. This deferred transfer of title is a distinctive feature of this type of agreement.

3. Possession and Use: Although the legal title remains with the seller, the buyer usually takes possession of the property right after the contract is signed. The buyer can use the property, live in it, or even improve it during the term of the contract.

4. Payment Structure: The payments made under a Contract for Deed often resemble those of a standard mortgage, including principal and interest, and are typically made in monthly installments. This contract also includes a balloon payment option if applicable to your situation.

5. Protection for Both Parties: The contract specifies the obligations and rights of both the buyer and the seller, providing protections for each: THE PURCHASER CAN CURE A DEFAULT in the Note by bringing all past due payments on the Note and penalties, if any, current. If the Note is subject to foreclosure, the Purchaser would, most likely, be required to pay the entire balance due under the Note to protect the Purchaser's interest in the Property.

6. Flexibility: Contracts for Deed can be customized to suit the financial situations and agreements between individual buyers and sellers, Use this Contract for residential property, rental units, and condominiums.

Sections 40-22-1 through 40-22-12 of the Code of Alabama 1975 pertain to the recordation of conditional sale contracts, which include contracts for deed or installment sale agreements. These provisions outline the legal requirements for recording such contracts to ensure they are valid and enforceable, as well as to provide public notice of the buyer's interest in the property.

1. Requirement for Recordation: Mandatory Recording: To be enforceable against third parties, a conditional sale contract must be recorded in the office of the judge of probate in the county where the property is located. This recording provides public notice of the buyer's equitable interest in the property.

2. Timeframe: The contract must be recorded within a specific timeframe (often within 30 days of execution) to ensure it is properly indexed and accessible for public record.

Our Promise

The documents you receive here will meet, or exceed, the Sumter County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Sumter County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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