Saint Clair County Contract for Deed Form (Alabama)
All Saint Clair County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank Contract for Deed form formatted to comply with all Alabama recording and content requirements.
Included Saint Clair County compliant document last validated/updated 6/19/2024
Contract for Deed Guide
Line by line guide explaining every blank on the Contract for Deed form.
Included Saint Clair County compliant document last validated/updated 9/17/2024
Completed Example of the Contract for Deed Document
Example of a properly completed Alabama Contract for Deed document for reference.
Included Saint Clair County compliant document last validated/updated 7/25/2024
Annual Accounting Statement Form
Fill in the blank form, used for fiscal year reporting.
Included Saint Clair County compliant document last validated/updated 10/28/2024
The following Alabama and Saint Clair County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed forms, the subject real estate must be physically located in Saint Clair County. The executed documents should then be recorded in one of the following offices:
St. Clair County Probate Office
165 5th Ave / PO Box 220, Ashville, Alabama 35953
Hours: 8:00am - 4:30pm M-F
Phone: (205) 594-2120
Pell City Probate Office
1815 Cogswell Ave, Suite 212, Pell City, Alabama 35125
Hours: 8:00am - 4:30pm M-F
Phone: (205) 338-9449
Local jurisdictions located in Saint Clair County include:
- Ashville
- Cook Springs
- Cropwell
- Margaret
- Moody
- Odenville
- Pell City
- Ragland
- Riverside
- Springville
- Steele
- Wattsville
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Saint Clair County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Saint Clair County using our eRecording service.
Are these forms guaranteed to be recordable in Saint Clair County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Saint Clair County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Saint Clair County that you need to transfer you would only need to order our forms once for all of your properties in Saint Clair County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Alabama or Saint Clair County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Saint Clair County Contract for Deed forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A contract for deed, also known as a land contract or installment sale agreement, is an alternative financing arrangement for buying property, where the seller finances the purchase rather than the buyer obtaining a loan from a third-party lender. In Alabama, as in other states, this type of contract involves the buyer making payments directly to the seller over a period until the full purchase price is paid, after
1. Seller Financing: The primary function of a Contract for Deed is to provide an alternative financing option where the seller acts as the lender. The buyer makes payments directly to the seller over an agreed-upon period instead of obtaining a loan from a bank or mortgage company.
2. Transfer of Ownership: Unlike traditional real estate transactions where ownership is transferred immediately upon the close of the sale, in a Contract for Deed, the legal title remains with the seller until all payments under the contract have been completed. This deferred transfer of title is a distinctive feature of this type of agreement.
3. Possession and Use: Although the legal title remains with the seller, the buyer usually takes possession of the property right after the contract is signed. The buyer can use the property, live in it, or even improve it during the term of the contract.
4. Payment Structure: The payments made under a Contract for Deed often resemble those of a standard mortgage, including principal and interest, and are typically made in monthly installments. This contract also includes a balloon payment option if applicable to your situation.
5. Protection for Both Parties: The contract specifies the obligations and rights of both the buyer and the seller, providing protections for each: THE PURCHASER CAN CURE A DEFAULT in the Note by bringing all past due payments on the Note and penalties, if any, current. If the Note is subject to foreclosure, the Purchaser would, most likely, be required to pay the entire balance due under the Note to protect the Purchaser's interest in the Property.
6. Flexibility: Contracts for Deed can be customized to suit the financial situations and agreements between individual buyers and sellers, Use this Contract for residential property, rental units, and condominiums.
Sections 40-22-1 through 40-22-12 of the Code of Alabama 1975 pertain to the recordation of conditional sale contracts, which include contracts for deed or installment sale agreements. These provisions outline the legal requirements for recording such contracts to ensure they are valid and enforceable, as well as to provide public notice of the buyer's interest in the property.
1. Requirement for Recordation: Mandatory Recording: To be enforceable against third parties, a conditional sale contract must be recorded in the office of the judge of probate in the county where the property is located. This recording provides public notice of the buyer's equitable interest in the property.
2. Timeframe: The contract must be recorded within a specific timeframe (often within 30 days of execution) to ensure it is properly indexed and accessible for public record.
Our Promise
The documents you receive here will meet, or exceed, the Saint Clair County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Saint Clair County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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November 1st, 2024
Very thorough with plenty of instructions. Nice to be able to fill in the forms on my computer at my own pace and edit if needed. Jim
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October 25th, 2024
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October 25th, 2024
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Toni M.
June 24th, 2019
I liked having the forms. Some may need to know they can look at the legal Description from online county records, then type up in Word document line by line, the degree sign in Word program is achieved by using alt and 248 on number pad. Then on the form page one write SEE Exibit A and title your Word program description as Exibit A. Goes without saying the legal description should be looked over many times and it is easier to do so if you format your Word the same lineage as the legal description online which is usually not text which is why you have to retype it.
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Julie B.
April 23rd, 2020
I wish all the forms had been in a downloadable package so that it wasn't so difficult to make sure I had them all. Too many pages open on the click throughs. I haven't had a chance to fill them out but hope they are all there.
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Albert G.
December 7th, 2019
Download was smooth. I'll post an update after I get a change to work with the forms.
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January 19th, 2021
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January 21st, 2021
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David K.
March 25th, 2019
Worked Great! First time go at the courthouse
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Jeffrey G.
April 21st, 2021
The documents requested were perfect! Very helpful, with instructions on how to complete and submit and unique to the county. They provided additional helpful documents that I would not have thought to ask for. Great job!
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Emili C.
October 14th, 2020
Thank you! I received my forms promptly and they are easy to follow along for filling out. The examples gave me confidence that they were done correctly.
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April 3rd, 2020
Super customer service and communication! Fast service and more informative than expected! Can't say thanks enough.
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January 5th, 2024
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David H.
March 25th, 2022
It was great
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Janet M.
February 9th, 2024
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