Covington County Contract for Deed Form (Alabama)
All Covington County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank Contract for Deed form formatted to comply with all Alabama recording and content requirements.
Included Covington County compliant document last validated/updated 6/19/2024
Contract for Deed Guide
Line by line guide explaining every blank on the Contract for Deed form.
Included Covington County compliant document last validated/updated 9/17/2024
Completed Example of the Contract for Deed Document
Example of a properly completed Alabama Contract for Deed document for reference.
Included Covington County compliant document last validated/updated 11/11/2024
Annual Accounting Statement Form
Fill in the blank form, used for fiscal year reporting.
Included Covington County compliant document last validated/updated 10/28/2024
The following Alabama and Covington County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed forms, the subject real estate must be physically located in Covington County. The executed documents should then be recorded in the following office:
Probate Office
Covington County Courthouse - 1E Court Sq / PO Box 789, Andalusia, Alabama 36420
Hours: 8:30 to 4:30 M-F
Phone: (334) 428-2510
Local jurisdictions located in Covington County include:
- Andalusia
- Florala
- Gantt
- Lockhart
- Opp
- Red Level
- River Falls
- Wing
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Covington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Covington County using our eRecording service.
Are these forms guaranteed to be recordable in Covington County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Covington County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Covington County that you need to transfer you would only need to order our forms once for all of your properties in Covington County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Alabama or Covington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Covington County Contract for Deed forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A contract for deed, also known as a land contract or installment sale agreement, is an alternative financing arrangement for buying property, where the seller finances the purchase rather than the buyer obtaining a loan from a third-party lender. In Alabama, as in other states, this type of contract involves the buyer making payments directly to the seller over a period until the full purchase price is paid, after
1. Seller Financing: The primary function of a Contract for Deed is to provide an alternative financing option where the seller acts as the lender. The buyer makes payments directly to the seller over an agreed-upon period instead of obtaining a loan from a bank or mortgage company.
2. Transfer of Ownership: Unlike traditional real estate transactions where ownership is transferred immediately upon the close of the sale, in a Contract for Deed, the legal title remains with the seller until all payments under the contract have been completed. This deferred transfer of title is a distinctive feature of this type of agreement.
3. Possession and Use: Although the legal title remains with the seller, the buyer usually takes possession of the property right after the contract is signed. The buyer can use the property, live in it, or even improve it during the term of the contract.
4. Payment Structure: The payments made under a Contract for Deed often resemble those of a standard mortgage, including principal and interest, and are typically made in monthly installments. This contract also includes a balloon payment option if applicable to your situation.
5. Protection for Both Parties: The contract specifies the obligations and rights of both the buyer and the seller, providing protections for each: THE PURCHASER CAN CURE A DEFAULT in the Note by bringing all past due payments on the Note and penalties, if any, current. If the Note is subject to foreclosure, the Purchaser would, most likely, be required to pay the entire balance due under the Note to protect the Purchaser's interest in the Property.
6. Flexibility: Contracts for Deed can be customized to suit the financial situations and agreements between individual buyers and sellers, Use this Contract for residential property, rental units, and condominiums.
Sections 40-22-1 through 40-22-12 of the Code of Alabama 1975 pertain to the recordation of conditional sale contracts, which include contracts for deed or installment sale agreements. These provisions outline the legal requirements for recording such contracts to ensure they are valid and enforceable, as well as to provide public notice of the buyer's interest in the property.
1. Requirement for Recordation: Mandatory Recording: To be enforceable against third parties, a conditional sale contract must be recorded in the office of the judge of probate in the county where the property is located. This recording provides public notice of the buyer's equitable interest in the property.
2. Timeframe: The contract must be recorded within a specific timeframe (often within 30 days of execution) to ensure it is properly indexed and accessible for public record.
Our Promise
The documents you receive here will meet, or exceed, the Covington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Covington County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4434 Reviews )
James S.
November 21st, 2024
Forms used, created quitclaim deed that the county accepted without a second look (turns out they see deeds.com forms regularly via erecording and in person). Will be back for any real estate related forms I need and they carry. Will always be my first stop. Also, will use erecording next time, mad I didn't see it this time.
Thanks for the kind words James, glad we could help. Look forward to seeing you again.
Thomas G.
November 21st, 2024
Wasn’t what I expected
Sorry to hear that your expectations were missed. Your order has been canceled. We do hope that you find something more suitable to your expectations elsewhere. Do keep in mind that purchasing legal forms should not be an exploratory endeavor.
Jimmy P.
November 20th, 2024
They sent me everything I would need to do this. Easy purchase -Easy download. Great!! I'll be back here for all my document needs.
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Rose M.
February 2nd, 2021
Easy to understand and complete. Lower cost than many others who offer same. Thanks so much!
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Judith H.
May 22nd, 2023
This site was so easy. Got my documents in minutes. downloaded and they work perfectly and accurately.
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Wanda R.
January 22nd, 2019
Very satisfied with the ease of using your database. Excellent place to get help with deeds.
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Gerald N.
January 22nd, 2022
Very nice website!
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Janette K.
May 17th, 2019
I ordered a Transfer of Deed on Death document. It was easy to fill in, came with a useful guide and was customized to my county/state. It got the job done and was well worth the money!
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Deborah B.
September 30th, 2021
I was skeptical after experiencing other websites. However not only did we get the form we needed for a fraction of the cost vs going to an attorney, the additional resources (guides and samples) made the completion of the Enhanced Life Quitclaim deed quite simple, quick, and painless. We were having difficulty getting my mom to agree to meeting with an attorney or even considering a Lady Bird deed. Deeds.com gave us the ability to move forward with necessary actions with family members walking my mom through the steps, explaining the process and giving her plenty of time to find the needed information. She became part of the process which made it easy for her at a time when decision making was hard. We did everything in the comfort of her own home. I can't think of a better experience or service and I would consider Deeds.com for future needs.
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April 12th, 2021
very professional
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January 3rd, 2023
EXCELLENT SERVICE DONE WELL AND QUICKLY
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Kimberly B.
September 22nd, 2020
Absolutely recommend Deeds.com! The process to recording your document is explained step by step. If you have any questions, you just send a message and almost instantly a staff member will reply. Super quick processing. I uploaded my document late Friday afternoon, it was reviewed by Deeds.com staff and sent to the county for recording on Monday. By Tuesday, my document was successfully recorded by the County Recorder's Office and a copy of my recorded document was available for me, as well!
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Christine B. B.
May 20th, 2019
The Personal Representatives Deed is definitely a helpful document for my files. I find it need just a little tweaking by deeds.com ,
There should be more space for the legal description. I did see in the FAQ's you recommend putting it in the Exhibit and this is what I did. Also I couldn't get the year to be accepted and had to write it in. These are just some minor suggestions, on the whole I was grateful to find this document. Thank you.
Thank you for your feedback. Sorry to hear that you had trouble with the date field, we will have it reviewed.
John P.
December 8th, 2019
Working with one document at a time every thing was great, but the program will not let multiple documents save independently. When I saved a document and created another document the changes I made on the second document were on the 1st document. No big deal if your printing, but if your saving to email later, its an issue.
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January 29th, 2023
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