Covington County Contract for Deed Form (Alabama)
All Covington County specific forms and documents listed below are included in your immediate download package:
Contract for Deed Form
Fill in the blank Contract for Deed form formatted to comply with all Alabama recording and content requirements.
Included Covington County compliant document last validated/updated 6/19/2024
Contract for Deed Guide
Line by line guide explaining every blank on the Contract for Deed form.
Included Covington County compliant document last validated/updated 9/17/2024
Completed Example of the Contract for Deed Document
Example of a properly completed Alabama Contract for Deed document for reference.
Included Covington County compliant document last validated/updated 7/25/2024
Annual Accounting Statement Form
Fill in the blank form, used for fiscal year reporting.
Included Covington County compliant document last validated/updated 10/28/2024
The following Alabama and Covington County supplemental forms are included as a courtesy with your order:
When using these Contract for Deed forms, the subject real estate must be physically located in Covington County. The executed documents should then be recorded in the following office:
Probate Office
Covington County Courthouse - 1E Court Sq / PO Box 789, Andalusia, Alabama 36420
Hours: 8:30 to 4:30 M-F
Phone: (334) 428-2510
Local jurisdictions located in Covington County include:
- Andalusia
- Florala
- Gantt
- Lockhart
- Opp
- Red Level
- River Falls
- Wing
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Covington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Covington County using our eRecording service.
Are these forms guaranteed to be recordable in Covington County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Covington County including margin requirements, content requirements, font and font size requirements.
Can the Contract for Deed forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Covington County that you need to transfer you would only need to order our forms once for all of your properties in Covington County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Alabama or Covington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Covington County Contract for Deed forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A contract for deed, also known as a land contract or installment sale agreement, is an alternative financing arrangement for buying property, where the seller finances the purchase rather than the buyer obtaining a loan from a third-party lender. In Alabama, as in other states, this type of contract involves the buyer making payments directly to the seller over a period until the full purchase price is paid, after
1. Seller Financing: The primary function of a Contract for Deed is to provide an alternative financing option where the seller acts as the lender. The buyer makes payments directly to the seller over an agreed-upon period instead of obtaining a loan from a bank or mortgage company.
2. Transfer of Ownership: Unlike traditional real estate transactions where ownership is transferred immediately upon the close of the sale, in a Contract for Deed, the legal title remains with the seller until all payments under the contract have been completed. This deferred transfer of title is a distinctive feature of this type of agreement.
3. Possession and Use: Although the legal title remains with the seller, the buyer usually takes possession of the property right after the contract is signed. The buyer can use the property, live in it, or even improve it during the term of the contract.
4. Payment Structure: The payments made under a Contract for Deed often resemble those of a standard mortgage, including principal and interest, and are typically made in monthly installments. This contract also includes a balloon payment option if applicable to your situation.
5. Protection for Both Parties: The contract specifies the obligations and rights of both the buyer and the seller, providing protections for each: THE PURCHASER CAN CURE A DEFAULT in the Note by bringing all past due payments on the Note and penalties, if any, current. If the Note is subject to foreclosure, the Purchaser would, most likely, be required to pay the entire balance due under the Note to protect the Purchaser's interest in the Property.
6. Flexibility: Contracts for Deed can be customized to suit the financial situations and agreements between individual buyers and sellers, Use this Contract for residential property, rental units, and condominiums.
Sections 40-22-1 through 40-22-12 of the Code of Alabama 1975 pertain to the recordation of conditional sale contracts, which include contracts for deed or installment sale agreements. These provisions outline the legal requirements for recording such contracts to ensure they are valid and enforceable, as well as to provide public notice of the buyer's interest in the property.
1. Requirement for Recordation: Mandatory Recording: To be enforceable against third parties, a conditional sale contract must be recorded in the office of the judge of probate in the county where the property is located. This recording provides public notice of the buyer's equitable interest in the property.
2. Timeframe: The contract must be recorded within a specific timeframe (often within 30 days of execution) to ensure it is properly indexed and accessible for public record.
Our Promise
The documents you receive here will meet, or exceed, the Covington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Covington County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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November 1st, 2024
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October 25th, 2024
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October 25th, 2024
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May 28th, 2023
Easy to use and very helpful
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Tracey T.
January 20th, 2022
I downloaded the Lady Bird deed. The process was quick and easy to download. Just select your county, fill out the form. You will need the property description from your original deed. In my case I had to go downtown Wayne County (Detroit). (Make an appt online). 1st you will have to get the property tax certified to ensure all taxes are paid to date (5th floor at the Wayne County Treasurer office). Give them the form you just filled out and they will stamp certified $5. After that take the form to the Register of Deeds (7th floor) appt needed. $18. Make sure it is properly notarized and all signatures completed. Once approved, they will scan it, stamp it, give it back with a receipt and mail a copy also. All Done. Worked beautifully. My co worker go a lawyer and paid over $250. I just used deeds.com and total for forms and going downtown with notarizing was less than $40 Yea!
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Craig J.
June 7th, 2021
Package downloaded without any problems. Help sheet was fair. Maybe they could cross reference the help number on the help sheet to the form better - somehow. Overall, I was pleased. I was able to download, fill in the blanks and do what edits I thought it needed with ease. Cost was very reasonable. I'll give it a 5.
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Virginia S.
October 24th, 2021
Very quick process and forms were downloaded. I am very pleased with the detailed information for filling out the forms. Would use again.
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Rico J.
November 3rd, 2021
Plenty of great information.
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September 30th, 2021
I was skeptical after experiencing other websites. However not only did we get the form we needed for a fraction of the cost vs going to an attorney, the additional resources (guides and samples) made the completion of the Enhanced Life Quitclaim deed quite simple, quick, and painless. We were having difficulty getting my mom to agree to meeting with an attorney or even considering a Lady Bird deed. Deeds.com gave us the ability to move forward with necessary actions with family members walking my mom through the steps, explaining the process and giving her plenty of time to find the needed information. She became part of the process which made it easy for her at a time when decision making was hard. We did everything in the comfort of her own home. I can't think of a better experience or service and I would consider Deeds.com for future needs.
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December 27th, 2019
Your service is pretty awesome! I needed to get my docs recorded before year end, and you guys were on it. Thank you very much for the quick turnaround!
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August 5th, 2020
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Dana G.
July 22nd, 2021
This service is WONDERUL. I spent 14 years trying to get a deed recorded properly. Deeds.com kept submitting and resubmitting after corrections until it was finally accepted. They did in one day what I couldn't get done in 14 years!
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January 22nd, 2021
Not difficult at all! Which is great for me...
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January 2nd, 2019
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January 10th, 2021
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