Cherokee County Contract for Deed Form (Alabama)

All Cherokee County specific forms and documents listed below are included in your immediate download package:

Contract for Deed Form

Cherokee County Contract for Deed Form

Fill in the blank Contract for Deed form formatted to comply with all Alabama recording and content requirements.
Included Cherokee County compliant document last validated/updated 6/19/2024

Contract for Deed Guide

Cherokee County Contract for Deed Guide

Line by line guide explaining every blank on the Contract for Deed form.
Included Cherokee County compliant document last validated/updated 9/17/2024

Completed Example of the Contract for Deed Document

Cherokee County Completed Example of the Contract for Deed Document

Example of a properly completed Alabama Contract for Deed document for reference.
Included Cherokee County compliant document last validated/updated 11/11/2024

Annual Accounting Statement Form

Cherokee County Annual Accounting Statement Form

Fill in the blank form, used for fiscal year reporting.
Included Cherokee County compliant document last validated/updated 10/28/2024

When using these Contract for Deed forms, the subject real estate must be physically located in Cherokee County. The executed documents should then be recorded in the following office:

County Judge of Probate: Records Dept.

260 Cedar Bluff Rd, Centre, Alabama 35960

Hours: 8:00 to 4:00 Monday through Friday

Phone: (256) 927-3363

Local jurisdictions located in Cherokee County include:

  • Cedar Bluff
  • Centre
  • Gaylesville
  • Leesburg
  • Spring Garden

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Cherokee County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cherokee County using our eRecording service.
Are these forms guaranteed to be recordable in Cherokee County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cherokee County including margin requirements, content requirements, font and font size requirements.

Can the Contract for Deed forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cherokee County that you need to transfer you would only need to order our forms once for all of your properties in Cherokee County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Alabama or Cherokee County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Cherokee County Contract for Deed forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A contract for deed, also known as a land contract or installment sale agreement, is an alternative financing arrangement for buying property, where the seller finances the purchase rather than the buyer obtaining a loan from a third-party lender. In Alabama, as in other states, this type of contract involves the buyer making payments directly to the seller over a period until the full purchase price is paid, after

1. Seller Financing: The primary function of a Contract for Deed is to provide an alternative financing option where the seller acts as the lender. The buyer makes payments directly to the seller over an agreed-upon period instead of obtaining a loan from a bank or mortgage company.

2. Transfer of Ownership: Unlike traditional real estate transactions where ownership is transferred immediately upon the close of the sale, in a Contract for Deed, the legal title remains with the seller until all payments under the contract have been completed. This deferred transfer of title is a distinctive feature of this type of agreement.

3. Possession and Use: Although the legal title remains with the seller, the buyer usually takes possession of the property right after the contract is signed. The buyer can use the property, live in it, or even improve it during the term of the contract.

4. Payment Structure: The payments made under a Contract for Deed often resemble those of a standard mortgage, including principal and interest, and are typically made in monthly installments. This contract also includes a balloon payment option if applicable to your situation.

5. Protection for Both Parties: The contract specifies the obligations and rights of both the buyer and the seller, providing protections for each: THE PURCHASER CAN CURE A DEFAULT in the Note by bringing all past due payments on the Note and penalties, if any, current. If the Note is subject to foreclosure, the Purchaser would, most likely, be required to pay the entire balance due under the Note to protect the Purchaser's interest in the Property.

6. Flexibility: Contracts for Deed can be customized to suit the financial situations and agreements between individual buyers and sellers, Use this Contract for residential property, rental units, and condominiums.

Sections 40-22-1 through 40-22-12 of the Code of Alabama 1975 pertain to the recordation of conditional sale contracts, which include contracts for deed or installment sale agreements. These provisions outline the legal requirements for recording such contracts to ensure they are valid and enforceable, as well as to provide public notice of the buyer's interest in the property.

1. Requirement for Recordation: Mandatory Recording: To be enforceable against third parties, a conditional sale contract must be recorded in the office of the judge of probate in the county where the property is located. This recording provides public notice of the buyer's equitable interest in the property.

2. Timeframe: The contract must be recorded within a specific timeframe (often within 30 days of execution) to ensure it is properly indexed and accessible for public record.

Our Promise

The documents you receive here will meet, or exceed, the Cherokee County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cherokee County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4448 Reviews )

Dorothy N.

December 22nd, 2024

The mortgage and note were thorough and very satisfactory for my purposes. The accompanying forms were excellent. I am very pleased with my purchase.

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Edward E.

December 22nd, 2024

Easy to use.

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December 22nd, 2024

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Sarjit K.

August 30th, 2023

excellent

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Joy R.

August 10th, 2020

Easy and efficient way to get a deed copy.

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July 21st, 2022

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Cynthia W.

September 4th, 2019

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May 11th, 2022

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John T.

February 26th, 2021

Amazing! Very helpful. Very specific.

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Barbara E.

March 7th, 2023


The online forms were very helpful and self-explanatory. My husband and I used several as we completed our estate planning documents.
Thank you for these forms.

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John M.

November 18th, 2021

Just finished downloading all of the forms; so far so good

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Roy S.

January 5th, 2022

The website is easy to maneuver and information needed was readily available. Thanks so much!

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Lacina B.

July 25th, 2020

Forms were appropriately priced, easy to download

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Corinne S.

December 3rd, 2019

Did not need power to "serve" contractor. All work done well, paid for, nothing more. Worth noting when things could go awry!

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cynthia k.

October 13th, 2021

Very easy thank you

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