St. Louis County Deed Holders: Submit Your Property Tax Freeze Application Now

St. Louis County’s senior property tax freeze has begun. Rejoice! The program halts real estate property tax increases for eligible seniors. From now until June 30, 2025, you may submit the online application that covers 2024.

You’re eligible for this money-saving initiative if you:

• Are a deed holder over 62.

• Live in the home (as your primary residence) for which you’re applying.  

Of course, you can only claim your Senior Property Tax Credit for one home. And you can’t get this break if your registered business (such as an LLC) holds title to the home .

What You’ll Need to Gather

Here’s what the county wants to see:

• ID card with the deed holder’s birthday and proof of residence.

• The home’s deed. Here’s how to obtain a copy of your deed.

• Trust documents, including proof that you are a trustee or beneficiary of the trust that holds the home, for those to whom this applies.

• The Parcel Identification Number of the property. Here’s where to find it.

St. Louis County employees can help people complete their claims. The addresses where personnel are helping residents can be found on the St. Louis County Senior Tax Freeze application website. Drop in, or call 314-615-7100 for help.

Before 2025 bills go out, deed holders will receive decisions on their applications. Approved applicants will receive credits on their 2025 tax bills.

This program is not automatically renewing. You must renew your tax freeze each year.

Part of a Trend

Taxes keep going up along with property values. Some states and cities are providing  much-needed relief to taxpayers. So far, we’ve reported that:

• In Colorado, seniors and some deed holders who have faced steep tax hikes can accept liens to defer taxes on their primary residences. Interest on deferred taxes is less than 3%.

• Eligible Californians aged 62+ can defer property taxes if their household income is under the defined limit. Apply promptly as available funds are limited.

• Idaho’s Property Tax Deferral Program lets seniors aged 65+ and surviving spouses defer taxes if their household income is under the state’s ceiling.

• In Illinois, the Senior Citizens Real Estate Tax Deferral Program lets seniors defer thousands of dollars in property taxes and special assessments on primary residences each year.

• Massachusetts offers property tax deferrals for seniors. Deed holders should apply when they receive their bills.

• New Jersey provides refunds to keep current taxes in place as long as the senior deed holder owns the home. There’s a Senior Freeze Property Tax Reimbursement Information Line for questions: 1-800-882-6597.

• For eligible homeowners aged 65+, North Carolina’s property taxes will be limited to certain percentage of the owner’s income.

• Texas deed holders aged 65+ can submit a Tax Deferral Affidavit to defer property taxes.

• Minnesota seniors can apply for partial tax deferrals.

• Pennsylvania seniors with modest incomes receive property tax rebates in highly taxed cities. Pennsylvania gives tax breaks to people aged 65+ with modest incomes, and to surviving spouses aged 50+ and adults with disabilities.

• Find property tax deferral information for elder and disabled Oregonians here.

• in Utah, various forms of tax relief are available for homeowners aged 65+. Learn more here.

• In Tennessee, deed holders aged 65+ can take advantage of property tax freeze programs and other tax relief.

• If you are over 61 and have property in Washington State, check into the property tax deferral initiative.

• Wyoming counties have information on tax deferrals for deed holders aged 62+.

There are more examples, and tax relief programs are always changing. So search for “property tax deferral” or “property tax relief” and the name of your state to find out if your state offers help at this time. Also, check your property’s tax assessment when it arrives by mail. Your state or city may let you request a reconsideration of a reassessment.

Finally, remember to check for local homestead exemptions if offered in your state.