Real Estate Deeds Made Easy Since 1997 – Deeds.com
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We’ve noticed, and maybe you have, too. Mortgage lenders have really been tightening their loan approval standards these days. Lenders are cautious because so many people are coping with layoffs, career changes, and volatile financial situations. Some sellers are willing…
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The Property Survey: Do You Need One?
Will you have a survey done before your coming real estate deal? Of course, a professional will be examining the title. But a title search does not include a survey. With a title search, the title company reviews the chain…
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Co-Owning Property With a Non-U.S. Citizen? Keep These Points in Mind
Whether you plan to co-own property with a United States citizen or a non-U.S. citizen, the rules of the game aren’t too different. Noncitizens can inherit property. They may be named as beneficiaries on financial and insurance accounts, just as…
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Notaries Had Enough Trouble in 2020. Then Indiana Botched a Notary Law Update.
What happened July 1, 2020, when the Indiana Senate tweaked Indiana Code § 32-21-2-3? Previously, that provision of Indiana law said any conveyance, mortgage or other document to be recorded must simply have the signer acknowledge the document with a notary. Or the…
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When You Least Expect It… What You Need Know About Unrecorded Real Estate Liens
For many buyers, the home shopping experience involves gazing wistfully at hardwood floors, kitchen countertops, new appliances, and the sunny views from the windows over the garden. As the purchase decision gets closer, the focus turns to the AC efficiency…
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LGBT+ and Real Estate Ownership
Navigating Mortgages, Titles and Deeds Co-buying a home as a couple signifies a serious commitment on multiple levels. If you have spoken with your real estate lawyer and financial expert, and decided to buy property together as a couple, congrats!…
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Buying Property with a Quitclaim Deed in Massachusetts
A Quitclaim? No problem. It’s Common Practice Here — and Safeguarding Your Title Is Straightforward. Three major Massachusetts real estate deeds are commonly used: the quitclaim deed, the warranty deed, and the release deed. In contrast to most other places,…
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The Tax Lien Cometh
Back Taxes Can Impact Your Real Estate Title. Here’s How to Deal With Them. What happens when a taxpayer doesn’t pay tax? If the Internal Revenue Service is slighted, it follows its age-old tradition and imposes a tax lien on…
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The Judgment Lien Vs. the Levy
What is the difference between a lien and a levy on someone’s property? A lien is a cloud on a title, to be released once the homeowner completes repayment to a creditor. A levy is a legal seizure of the…
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Natural (and Other) Disasters: How Emergencies Impact Titles & Mortgages
As a general rule, real estate values have risen through the decades. Today, a force is challenging that rule, and we all need to know about it before heading for the closing table. It involves the risk of weather damage…
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The Partition of Property
What to Do When Co-Owning a Home Doesn’t Work Out What happens when co-owners decide not to co-own any more? if an owner wants to voluntarily come off the title, no problem. The co-owners prepare a new deed to convey that…
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Ready for Sole Homeownership? What Single Buyers Need to Know
Married couples still make up the bulk of U.S. home buyers. Yet single buyers make up a good portion, too. Some are going solo on account of divorce or a loss of a former life partner. Some, happily independent, are…
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HELOC: How Home Equity Lines of Credit Impact a Home’s Title
Home buying is a wealth-building strategy, as well as a way to own a living space. As a homeowner pays off the mortgage over the years, the home becomes a store of value. That equity can be useful for making…
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Is the Recovery Real? Real Estate in the Summer of Covid-19
In early March, the pandemic placed U.S. real estate transactions on hold. A few weeks later, Realtor.com created its weekly Housing Recovery Index, to track changes since Covid-19 gained a foothold. The name of the index itself suggests confidence in the market’s…
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Homeowners’ Associations: An HOA Board’s Effect on Your Property
Buying a condo is a trade-off. On the plus side, it’s the perfect way to downsize. To avoid doing outdoor chores yourself, to save energy, to live simply and frugally. Buying a condo is also a great way to make…
