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In real estate lingo, an all-cash offer means the buyer isn’t borrowing money to finance a house purchase. The buyer is using money straight from a bank, credit union, or investment account to cover the price of the home. These…
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Waiting for a Market Cooldown? Read This First.
4 Tips to Win at Home Buying This Spring Early 2022 will be a great season for home purchases. Sellers are blessed with the perfect blend of brisk demand and a low interest rate environment. And we can see opportunity…
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Can I Sue the Homeowners’ Association?
Know Before You Buy Buying a condo is a great way to shift from renting to homeownership. Condos are popular, low-maintenance investments. But when community associations fail to function as they should, they set the stage for conflicts. If you’re…
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Are Software Robots the Future of Real Estate?
Today’s real estate industry professionals are strained. They face massive workloads. Much of the work involves copying information, reviewing documents, billing clients, and performing other repetitive tasks. How can real estate companies attract, motivate, or retain great employees if the…
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5 Ways to Clear the Down Payment Hurdle
The median down payment on a house now tops $27K, the National Association of REALTORS® has announced. The bar has been raised. In late 2020, it stood at $20K. In fact, six-figure down payments aren’t unusual, if you’re looking in…
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OMG These Unbearable Housing Costs
Is There Any Escape From Them? If you bought a home before the recent surge in real estate prices, you likely saw your home equity go up quite a bit. And you’ve likely been the recipient of “Sell your house…
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Buying A Home? Read This Well Before Closing.
Anticipate and Outsmart Hackers During Thanksgiving week 2021, a buyer wired the requested $78,430 to close on a home in Millinocket, Maine. It was a case of real estate wire transfer fraud. Bank of America told its customer, the hopeful…
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Sotheby’s International Realty Gives Its Blessing to the Metaverse
A Miami mansion will become a first-of-a-kind this year. It will be sold as a real house, featuring seven bedrooms and nine bathrooms — together with its mirror property in the metaverse. The physical house will be sold by ONE Sotheby’s…
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Remote Work Is Freeing Up Office Space. Can Old Office Buildings Become Housing?
Some big banks and major corporations are asking their employees to come back to their offices. But many of these employees will only work in office buildings for part of the week. Remote work is changing how people get things…
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Taking the “Real” Out of Real Estate
Life in the Metaverse Tokenized real estate has met the metaverse, creating something new: virtual real estate. Virtual developers are sweeping millions of dollars’ worth of crypto coins into property deals. They see a robust online economy in the making.…
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The Deed of Reconveyance
Exiting a Mortgage in a “Deed of Trust State” If your mortgage exists in the form of a deed of trust, what happens at final payoff time? You’ll receive a deed of reconveyance, signed by the lender and notarized. Alternatively…
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Will You Own the Mineral, Water, and Air Rights to Your New Home?
Don’t Be Undermined Unless you’re buying a condo, you might just assume you’re getting everything within your new home’s property lines: ground, water, air. Usually, you’d be right. The builder or homeowner who sells you a home transfers rights to…
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Buyers Are Moving Into Unfinished Homes
As the Supply Chain Saga Continues… We’re a few weeks into 2022 now. Building materials are still backed up in supply chains. For many home developers, building projects have lagged. Pauses in processing, followed by delayed production schedules, were among…
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Owning a Home Today Is More Affordable Than Paying Rent
Homes are pricey out there, no question. But rentals are pricier still. Recent research shows that buying a median-priced home is often more affordable than renting a comparable home. These findings apply to most markets across the country.
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The Master Policy Versus Individual Homeowner’s Coverage
Know Your Condo Insurance Condo insurance is a necessity. As a condo buyer, you’ll get a condo insurance policy, and the payments will likely be pulled from the escrow account established for your mortgage account. This way, the value of…