Real Estate Deeds Made Easy Since 1997 – Deeds.com
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California just changed the home-flipping game. Fixer-upper home buyers who turn around and sell the homes must follow the new Flipper Disclosure Law, formally known as Assembly Bill 968. What’s California so concerned about? Home flippers are, of course, profit-driven.…
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Here’s How You Can Teach Kids About Deeds
Many of us learn about deeds only when we receive one of our own. The power of holding a deed, like many practical things in life, rarely gets taught in school. But no one is ever too young to learn…
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Thinking of Becoming a Notary? Here’s What It’s Like Today.
Could becoming a notary be a job? A gig? An asset to bring to potential employers? A way to help people? Your entrance into the fast-evolving area of digital closings? You may wonder if obtaining a notary commission is worth…
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Estate Planning for Seniors With Multiple Properties
Seniors who own multiple properties have unique estate planning challenges. It’s a good problem to have. But if you’re in this situation, you’ll need to develop a strategy to pass your valuable assets after your passing. You’ll want to know…
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Voters Tell Candidates: Act on Housing Affordability Now!
With absentee ballots already issued in Alabama, early voting has started. The Center for Popular Democracy ran a survey, and 84% of voters in swing states say housing is a big deal as they fill in their ballots, The Financial…
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Selling a Home, But Not Your Own: The Dramatic Rise of Seller Impersonation Fraud
The American Land Title Association surveyed hundreds of title companies — 783, to be precise — and found seller impersonation fraud rising year over year. More than 20% of the firms reported recent instances of this bizarre activity. Crafting elaborate…
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Working With a Homeowner’s Association: Amending a Master Deed in 7 Steps
If the home you bought is part of an association, it has a master deed. Ever since your fellow unit owners received the property from the original developer, the world has been changing. The owners’ quality of life might, from…
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Recent Changes in Florida Reverse Mortgage Taxation: What You Need to Know
Recent changes in Florida’s tax laws have impacted the way Reverse Mortgages, also known as Home Equity Conversion Mortgages (HECMs), are taxed. These changes are based on Florida Statute 199, FDOR Tax Information Publication (TIP) No. 24B04-02, and Section 18,…
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Federal Update: New Contract for Deed Rules
Contracts for deed – sometimes called installment contracts, land sales contracts, or owner carry – leave the deed until the borrower pays for the home in full. Until then, the borrower lives in and maintains the home. This is a…
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Can I Add a New Name to a Deed Without the Current Co-Owner’s OK?
If two people are on the deed to a house, can one party add someone else to the deed without the other deed owner’s permission? Maybe the owners are a senior and an adult child. Can the younger owner legally…
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How Do Homestead Laws Save Deed Holders Money?
You’ve just bought a home. At closing, a title representative tells you to request your homestead exemption. Or maybe you bought your home and a homestead exemption form arrived (surprise!) in your mailbox. You know you should file the document…
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It’s a Crime! Deed Theft Crackdown Gets Serious
Deed theft deprives homeowners — and generations that follow them — of the precious home equity they worked so hard to earn. When someone sets out to exploit someone else’s deed, the targets are often seniors, minority households, and people…
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Name Order on the Deed: Do You Care?
You might wonder if the order of people’s names on a deed gives the first-named co-owner an advantage over the second-named one. Some first-named deed holders may think, for instance, that they have a greater right to the home. Sometimes,…
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To Avoid Foreclosure, Which Should I Do: Deed in Lieu? Or Short Sale?
OK, it’s decision time. You’re dealing with financial challenges: a breakup, employment shakeups, or just too much debt against your property. You hold a deed, but can’t keep up with your housing costs. And you definitely want to avoid having…
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As Home and Condo Insurers Back Away, What’s a California Deed Holder to Do?
It’s wildfire season in California. You want to buy there, and yet you might have heard reports of homeowners being left stranded by their insurance companies. So you have special concerns about whether you’ll have trouble getting a home or…
