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Parting of the Ways Co-ownership of a house can unwind in several ways. One way is through divorce proceedings. You might be wondering how this works, and what kind of decisions have to be made. You might have questions about…
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Can I Quitclaim My House Into a Living Trust?
We’re glad you asked. You might have heard that a living trust can… All of the above are reasons many people use this method of passing their property along after they die. And a home is a typical piece of…
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The Bahamas: Reborn as a Blockchain Real Estate Hub?
Bill Clinton, Tony Blair, and Andrew Yang made appearances at the Crypto Bahamas conference this year. The blockchain company FTX, one of the event’s hosts, boasts Tom Brady in an Ambassador role. Co-hosting the event was SALT, the geopolitical thought…
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What Are Plat Maps?
A Closer Look at Closing Documents In each county a recorder of deeds keeps documents that show the makeup of the neighborhoods and the individual properties in the county, and the history of the titles. In addition to the real…
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Check on That Empty House.
Left Unoccupied? Clever crooks in Ohio, Maine, and many other regions are swindling people out of their homes by recording fraudulent quitclaim deeds. They’re doing it now, and they’ve been doing it for years. But now, property values have exploded.…
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Property Tax Assessments Rising Again in 2022-2023
You Might Be Eligible for Tax Breaks If you’re a homeowner, or you’re in the market to buy a home, the last thing you want to hear about is rising property taxes. But check those bills. Even though we expect…
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What’s a Hardship Affidavit?
Finding Mortgage Relief Options A homeowner’s hardship affidavit or hardship letter is a formal request to modify a home loan, to assist the mortgage borrower through financial problems. Some lenders don’t require the document. Their websites guide the borrower through…
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How Emerging Technology Could Change Our Future Home Lives
Floating Towns and Flying Cars? We’ve witnessed astounding high-tech changes in our lifetimes so far. The internet, and then the phones and apps people have invented for it, all jump to mind. Indeed, technology is considered the main growth sector…
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Unlocking Your Home’s Equity Without Selling: A Guide for Retirees
Options at Retirement Age and Earlier The closer we get to retirement age, the more we start thinking about how to avoid pulling from our retirement accounts too early or too much. For many homeowners, home equity is starting to…
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Can Buying a Home Offset Inflation?
As the Economy Gets More Complicated… We’re not going to hide the ball — the short answer is yes. Buying a home is a very good way to build a store of potentially lifetime value and stay a step ahead…
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Now They’re Talking About a Recession
What Home Sellers and Buyers Should Know If you’re getting whiplash from the headlines about the economy, no wonder. Why are we now hearing about a looming recession? First, the keyword is looming — not immediate. This is not expected…
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I Think My Mortgage Is Falling Through
What Should I Do Now? When the mortgage company rep says your credit check went well and your loan application is pre-approved, it’s a great day. You can go out into the world knowing just how much house you can…
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Blockchain: Why It Feels Different This Year
Bitcoin hit a $68K+ high in November 2021; it’s just under 40K today. But something is going on with digital assets that should be on everyone’s radar. They are part of the property system in 2022 — in a way…
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Thinking About an Adjustable-Rate Mortgage in 2022?
Consider the Risk Even though mortgage interest rates are still (historically speaking) quite low, they’re headed back up. On April 14, 2022, Freddie Mac rang the alarm on its Mortgage Rates page: This week, mortgage rates averaged five percent for…
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Here Come the Tenants in Common
Making L.A. Affordable A form of co-ownership called the tenancy in common is picking up steam in California cities — most recently, in Los Angeles, where a company named B&A Group LLC is overhauling single-home properties so they become multi-unit…