Real Estate Deeds Made Easy Since 1997 – Deeds.com
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Why are all those staged photos and information about your home still open for all to view online, along with the history of the home’s pricing? If you haven’t looked since you bought your home, it’s likely to be easy…
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The Best Conventional Mortgage: Fannie Mae or Freddie Mac?
Fannie Mae and Freddie Mac are the well-known conventional home mortgage companies. They’re classified as government-sponsored enterprises — GSEs. Both Fannie Mae and Freddie Mac are creatures of Congress. Both are investors in the mortgage market. Both are in the…
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Going Solar: Does It Impact My Title?
An Intro to Solar Easements Solar electricity changes real estate. When a homeowner adopts solar energy, other homeowners are impacted. Solar systems create aesthetic changes. Because of community resistance, they also create a need for solar access rights. Does any…
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Would You Run as a Candidate for Register of Deeds?
The Register of Deeds does essential work. It’s the office of the county deed recorder (some counties call it the Register and Recorders Office), where vital records are filed. Title transfers and home loans can’t happen without the Register of…
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Rent or Buy? Is There Even a Choice in 2022?
Buyers are frustrated. Many have worked hard for years to get into the position to buy a home, only to find absolutely nothing that’s accessibly priced, or to lose a nice find to better-funded bidders. Now, the vast majority of…
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The 1031 Exchange in 2022
What’s the Status? In 2020, the Biden administration announced an intention to limit the 1031 Exchange, which helps investors save on real estate taxes. Two years later, has there been any follow-through? If the limit occurs, 2022 could be the…
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Should I Buy a Foreclosed House?
Prices Up, Mortgage Rates Up… It’s tough to find a home these days. Some hopeful buyers just won’t give up. Some are buying with housemates; others are searching online for REO homes. (Foreclosed homes go into auction and become real-estate…
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Bitcoin or Real Estate for the Investor: Which Is Better?
If you ask J.P. Morgan, you might be surprised at the answer. At a time when real estate and other private investments are undergoing a valuation reset, a recent J.P. Morgan report highlights cryptocurrency. It says digital currencies have overtaken…
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Real Estate Market Predictions: The Next Five Years
What is going on? Property values might level off, but the mortgage rate is the latest thing to soar. The typical rate is up by 2% over December 2021. So the hopeful home buyer continues to face difficult decisions. Many…
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How Delayed Financing Can Help an All-Cash Buyer
Buy With Cash and Borrow Later Some buyers wonder if they should stretch themselves and make all-cash offers to get homes in this seller’s market. When cash buying is a necessary strain, there is a solution: buy with cash, and…
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Can Home Renovations Affect My Real Estate Title?
Avoiding Surprises With Home Construction Renovating a home can indeed have an impact on the title. Or maybe two impacts. These concern liens and permits. Whether you are buying a renovated home or plan to remodel the house yourself, be…
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How to Do a Home Sale Between Family Members
The Non-Arm’s Length Transaction Most home purchases are arm’s-length transactions. That is, they normally happen between people who didn’t know each other before the house sale. When strangers sell and buy, each side is motivated to negotiate in a self-interested…
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Blockchain Makes Headway in Carbon-Busting
Not Ready for Prime Time in Mortgages, But… Despite the growing pains and the volatility, crypto assets (the good ones, at least) are finding their use cases. Numerous financial and tech giants are offering customers digital asset options, and investing…
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What Is an Implied Easement, and Could Your Property Have One?
An easement gives someone the right to use or control part of somebody else’s land. An easement can be deliberately created through the land owner’s permission. The parties can formalize this by writing up a grant deed, a quitclaim, or…
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Does the Government Seize People’s Homes?
Rising Profile Ahead for Eminent Domain When you think of eminent domain, what comes to mind? Perhaps you think of land that suffered some kind of toxic dumping or spilling, so that the government has to take it in order…