Real Estate Deeds Made Easy Since 1997 – Deeds.com
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As our readers know, the typical 30-year fixed mortgage rate is above 7% now — having surged several percentage points in just the past year. The tension is high for potential buyers looking for access to finance, and mortgage lenders…
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Remote Online Notarization Takes a Major Step in 2022
The House of Representatives has passed a bill that advances remote online notarization (RON) in a major way. Once the bill becomes law, it will establish nationwide standards for notaries to perform their work remotely. It’s the SECURE (Securing and…
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Deed Scam Update: Fake Documents Transfer Dead Floridians’ Houses
In Daytona Beach, a suspect has pleaded “not guilty” to organized fraud. The crime involved two homes, stolen by deed fraud, with multiple notaries enlisted as part of the scheme. The Volusia County, Florida suspect faces a first-degree felony charge,…
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In Virginia, Using Blockchain-Like Tech for Land Records
Land titles need to be stored for as long as the land lasts, and they need to be stored securely. They represent major investments. This is why the title insurance industry exists. Title fraud is one of the big threats…
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What the New Generations Want in a Home
Millennials have finally arrived — in their own homes. It hasn’t come easy to them. Millennials and younger people do want to buy homes, but they’re presented with an obstacle course along the way. Of millennials, 65% believe buying a…
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Is It Too Late to Refinance My Mortgage?
Reacting to a pandemic, the U.S. Federal Reserve launched a monetary policy that pressed mortgage rates astonishingly low — at one point they dipped below 3%. In late 2021, the Fed did an about-face. And the rates shot up. The…
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A Seller Wouldn’t Hide a Defect, Right?
The question is more loaded than you might think. Almost every buyer finds something amiss in the home after taking the keys. A few minor things here and there? No big deal. But often, the problems are far more than…
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Here’s the Lowdown on Mortgage Fraud Today
Mortgage fraud involves a loan approval based on false statements or omissions. It can also involve getting some other kind of improper advantage from a lender through false statements — such as being allowed to make a reduced loan payoff,…
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A Blockchain Property Deed
Milestone in Vermont The Vermont city of South Burlington has become a trendsetter in blockchain deed recording. Looking at the South Burlington test run, we can see that a deed on the blockchain doesn’t look like some futuristic metaverse creation. (Scroll…
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Living at Home as an Older Adult? Caring for Someone Older? Home Tech Can Help
On October 1st, Tesla revealed a model of its Tesla humanoid robot, Optimus. Some viewers think it might have retail potential, as a robotic home assistant. Tesla seems serious about the project. The company even sidelined the creation of an…
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Could This Be the Season Home Prices Fall?
Summer 2022 has drawn to a close. The pace of U.S. home sales has slowed for most of the year. The issue? It’s the prices. Many hopeful buyers are still waiting for real housing affordability. Just as we find light…
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When a Relative’s Housing Depends on You
In these days of sky-high home prices and abruptly rising interest rates, you might be thinking of giving a boost to a sibling, an adult child, or someone else close to you who could use some help. Here, we look…
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I Rented Out My Vacation Home for a Week. Must I Report It?
If you own a vacation home and only rent it to guests every blue moon, you might wonder: Do I need to report this on my federal income tax returns? The first thing to know is this. A vacation house,…
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Home Ownership, Zoning, and Variances
You have big plans for your home. You might have a native garden in mind. Or your plans might involve putting a little cottage in back of the main house. Maybe it’s a solar system you want. Or maybe it’s…
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Pipelines and Eminent Domain: Iowa Homeowners Push Back
When the government decides its stake in a piece of property overrides the landowner’s, it has a process to take over private property. This is called eminent domain. It’s essentially the government forcing a private landowner to sell their residence…
