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When will the real estate market be kind to first-time home buyers? Home prices are higher than ever, forming an increasingly exclusive real estate market. Mortgage rates, too, have shot up. Yet there are glimmers of hope in 2023. But where?…
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Texas AG Investigates Home Title Lock
The latest cyberthreat is home equity theft, warns the Home Title Lock company. “Are you already a victim?” The company warns potential customers to “lock” their deeds, or they could be left homeless and mired in credit problems. Now, Texas…
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Rhode Island Is Helping People Buy Houses and Condos
The state of Rhode Island has just introduced an initiative to give $17,500 in down payment money to new buyers. Yes, that’s a $17,500 grant to first-time homebuyers in Rhode Island. The reason? To ease the growing inequality in an increasingly…
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Pittsburgh Is Rolling Out OwnPGH to Help People Buy—and Keep—Houses and Condos
Pittsburgh, the City of Bridges, is often described as affordable, and a great place to live. But lately, inflation has settled into Pittsburgh’s real estate. Home prices have risen. Rents have gone up. And so has just about everything else.…
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$199 Check From “County Deed Records”? Recognize Home Warranty Renewal Scams
Frauds and fakers commonly target homeowners for money. In one of the sleaziest schemes going on at the moment, a home warranty vendor is trying to get homeowners to sign up for its product. What’s worse, the marketing letters don’t…
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Closing on a Home – FAST
Your mission: Get to closing day, sign off on everything, and pick up the keys to your new home! Your timeline: Typically, it’ll take between 30 days and two months from the day you sign a purchase contract to the closing…
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Best Practices for Investor Owners: Screening Potential Renters
A good relationship with your renters is a simple thing. It’s all about mutual respect. For everything to work out for the best, it’s important for a property owner to find solid renters from the outset. Through careful screening, an…
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Update on Black Real Estate Wealth Trends in 2023
In the Black community today, just one in every five households can afford to shift from renting to buying the median priced U.S. home. That’s according to the National Association of REALTORS®. NAR says Black homeownership is down over the…
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Hackers Struck in December. Deed Recorders Are Still Reeling
No one is recording deeds in Onondaga County. No one is recording mortgage liens. House sales are stalling, because no one knows if there’s a new judgment or lien on a home they need to close. The recording of deeds…
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The Reality of an “As-Is” Home Sale
If you’re experienced in renovations and want a bargain, the “as-is” sale might be just what you’re seeking. Cash buyers, home flippers, and investment businesses look for discounted homes and quick purchases. But what about the ordinary buyer? What’s…
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New Hampshire and Texas: Both Looking at Blockchain for Deeds?
Governor Chris Sununu intends to make New Hampshire “a leading jurisdiction for the development of sound and effective applications of blockchain technologies.” This comes on top of a new report from the Governor’s Commission on Cryptocurrencies and Digital Assets, which…
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Maine Legalized Remote Online Notaries. Are We One Step Closer to Fully Digital Mortgages?
This year, Maine will become the 40th state to allow remote online notarization (RON). The new state standards take effect in July 2023. The American Land Title Association (ALTA) supports this move. ALTA is backing remote online notary legislation at…
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Homeownership: An Upper-Class Thing Now?
From the grocery checkout to the electric bill, prices have shot up. Same goes for real estate. Most people in the United States simply don’t have the same ability to buy a home as the people of their parents’ and…
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It’s Complicated: A Six-Step Plan to Buying a Teardown
Given the high price tags on existing homes today, some buyers are taking longer looks at cheaper, outdated homes. For the right buyer, purchasing a teardown can make financial sense. To buy an eyesore and put a new house in…
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Leaving My Condo: Should I Sell—Or Rent It Out?
Moving out of your condo? Wondering if holding onto it and renting it out could be a better move than selling it? You’ll find pros and cons to both options. Let’s explore a few of them.