Real Estate Deeds Made Easy Since 1997 – Deeds.com
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New York State Attorney General Letitia James is championing a cause near and dear to our hearts: safe and secure deeds. On the last day of July 2023, the A.G. announced an indictment of a Long Island resident for deed…
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First-Time Buyers, Get Ready for These Extra Costs
Seriously? Ordinary home expenses now cost the average homeowner more than $14K every year? That’s above and beyond the owner’s mortgage loan payment, according to Zillow and the home improvement estimate company Thumbtack, in their 2023 study. Mortgage interest and…
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Climate Risks and Insurance: The Struggle Continues
Insurance policies are getting pricier. There is no end in sight. Companies hope to limit payouts for weather damage linked to climate disruption. And so, as floods, storms and fires intensify, homeowners and buyers across the country should brace themselves…
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And the Winner Is… NAR’s AI Contest “Homes In” on Phone Call Tech
The National Association of Realtors® (NAR) is on the hunt for “the next big thing in real estate tech,” says Bob Goldberg, the group’s CEO. Last month, in our update on artificial intelligence for home searches, we saw NAR advertising…
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The Big Tease: Look Out for Rising Interest on a Home Equity Line of Credit
Once you get a deed to your own home, you have special wealth-building powers. Pay off the mortgage faithfully month by month, and you own increasing home equity. This is how your home turns into value you can tap when you…
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“Unlicensed Appraisal” and Other Stories: How Scam Artists Chase Disaster Victims
After Tropical Storm Hilary blasted the Baja and San Diego regions in mid-August, the Federal Trade Commission urged people to watch for a surge in rip-offs. Opportunists may say they’re performing appraisals, but unless they are licensed appraisers, they lack…
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Trees, Smoking, and Other Neighbor Troubles: What’s a Homeowner to Do?
They say good fences make good neighbors. Perhaps we could add shrubs or trees, too. Fences and trees can helpfully separate one residential property from the next. Their presence can make boundaries obvious and clear-cut. Then again, their helpfulness depends…
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Locked Out: Less Than 5% of U.S. Housing Is Accessible to Older, Disabled Residents
Tens of millions of U.S. residents have a problem. There aren’t enough homes for the elderly and disabled population. One in four of us — more than 60 million people — have a disability. And our older adult population is…
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Volatility? Seasoning? NAR’s Advice on Working With Bitcoin Buyers
Bitcoin is volatile. It can change in value from one month (or day) to the next. To a mortgage lender, bitcoin is a non-cash asset. It must be sold before the deal can go through. In other words, holding digital…
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Can Undocumented Migrants Buy U.S. Homes?
Putting aside the politics of the matter, noncitizens living in the United States without a formal immigration status may buy real estate. Many undocumented workers do own their homes. And they all pay property taxes. That’s billions of dollars, supporting…
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Artificial Intelligence for Home Searches Actually Works! And Look at What Else AI Can Do.
If you’ve noticed improved property valuations and descriptions on real estate sites lately, you might want to credit artificial intelligence (AI). Platforms like Compass, Zillow, and Redfin are all utilizing AI to enhance the user experience. They’re introducing impressive new…