Category: Title
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Property Title? Deed? What’s the Difference?
When you buy a home, you receive the deed. And you hold title. The deed and title are interrelated yet distinct concepts. Title refers to ownership, including the legal right to possess and use a parcel, the right to exclude others from using it, and the right to transfer your interest to others. If you do transfer your property to…
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How to Prove Ownership of Real Estate
You own real estate. If you’re asked, how do you show proof of your ownership? Essentially, the proof is in your property’s title history. This means: Your ownership interest is only as good as the interest conveyed to you by the last owner; and Others could have dibs on your property, if you used it…
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How a Lien Affects the Real Estate Title
Many people have liens on their real estate. Consider your mortgage—a lien that leverages the home as collateral for your mortgage loan. Other liens, too, can show up in a title search. Homeowners should know what kind of liens might attach to a home they already own, or a home they’d like to buy. Here, we review the basics of home liens: types…