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Expert Insights on Real Estate Deeds:
So Many Homes in HOAs—Is This the Future of Houses?
It’s your deed. But it could come with community-wide restrictions, as well as a long list of homeowners’ association rules that support those restrictions. If you value privacy and autonomy, this might be just what you’re trying to avoid. You want...
Update: New York Works on Clearer Laws for Remote Notaries
Lawmakers have proposed new legislation impacting the notarization of documents in New York State. Throughout New York, the legal update would make all official notaries’ records electronic only. Here, we offer a FAQ on the current law and the proposed...
Wire Fraud at Closing. Who’s on the Hook?
Over the past three years, wire fraud in home purchases has gone up sharply. Many victims are turning to court to seek damages after losing much of their life savings to the scammers involved. But who can they go after? The bank? An insurer? The title...
Seniors’ Advocates Urge States to Ban Predatory ‘Cash for Listing’ Contracts
States are outlawing listing agreements that bind homeowners to specific companies to sell their homes in the future. In the last two years, 30 states have acted to prevent businesses from taking control of people’s property by recording brokers’...
Borrowing Against Your Equity: HELOCs, Home Equity Loans…and Interest Rates
One of the opportunities you have as a deed holder is the ability to borrow against the home equity you build over the years. But wait. How high is the interest rate you’ll have to pay? Is it worthwhile to pay that rate, in light of what the funds...
What’s the Low-Down on This Housing Market? Harvard Weighs In.
The Joint Center for Housing Studies at Harvard has just published its 2024 State of the Nation’s Housing report. HOUSING COSTS STRAIN OWNERS AND RENTERS ALIKE, the report proclaims. MILLIONS PRICED OUT OF HOMEOWNERSHIP. The headlines say...