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Can I Add a New Name to a Deed Without the Current Co-Owner’s OK?

Can I Add a New Name to a Deed Without the Current Co-Owner’s OK?

If two people are on the deed to a house, can one party add someone else to the deed without the other deed owner’s permission? Maybe the owners are a senior and an adult child. Can the younger owner legally add a marriage partner to the deed without...

Published on: September 6, 2024

How Do Homestead Laws Save Deed Holders Money?

How Do Homestead Laws Save Deed Holders Money?

You’ve just bought a home. At closing, a title representative tells you to request your homestead exemption. Or maybe you bought your home and a homestead exemption form arrived (surprise!) in your mailbox. You know you should file the document...

Published on: September 4, 2024

It’s a Crime! Deed Theft Crackdown Gets Serious

It’s a Crime! Deed Theft Crackdown Gets Serious

Deed theft deprives homeowners — and generations that follow them — of the precious home equity they worked so hard to earn. When someone sets out to exploit someone else’s deed, the targets are often seniors, minority households, and people who...

Published on: September 3, 2024

Name Order on the Deed: Do You Care?

Name Order on the Deed: Do You Care?

You might wonder if the order of people’s names on a deed gives the first-named co-owner an advantage over the second-named one. Some first-named deed holders may think, for instance, that they have a greater right to the home. Sometimes, co-owners...

Published on: August 30, 2024

To Avoid Foreclosure, Which Should I Do: Deed in Lieu? Or Short Sale?

To Avoid Foreclosure, Which Should I Do: Deed in Lieu? Or Short Sale?

OK, it’s decision time. You’re dealing with financial challenges: a breakup, employment shakeups, or just too much debt against your property. You hold a deed, but can’t keep up with your housing costs. And you definitely want to avoid having a...

Published on: August 28, 2024

As Home and Condo Insurers Back Away, What’s a California Deed Holder to Do?

As Home and Condo Insurers Back Away, What’s a California Deed Holder to Do?

It’s wildfire season in California. You want to buy there, and yet you might have heard reports of homeowners being left stranded by their insurance companies. So you have special concerns about whether you’ll have trouble getting a home or condo...

Published on: August 26, 2024